ZIP 32569 (Mary Esther, FL) truck route planning & crash data
Plan safer truck routes around ZIP 32569: commercial truck and garbage truck crashes here and in Okaloosa County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 4.1 for all trucks.
Deadliest roads
How Okaloosa County compares with Florida
Okaloosa County against Florida and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Okaloosa County stands out
Full comparison
| Measure (2015–2025) | Okaloosa County | Florida | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 23.3 | 37.4 | 49.7 | 38% below the state |
| Deaths per 100 crashes | 4.1 | 4.1 | 3.4 | same |
| Injuries per crash | 0.56 | 0.51 | 0.49 | 1.1× the state |
| Garbage-truck share | 4.6% | 3.8% | 2.3% | 1.2× the state |
| On snow, slush or ice | 0.4% | 0.1% | 6.2% | 4.4× the state |
| Morning rush (6–10 am) | 22.0% | 25.2% | 23.7% | 13% below the state |
| In rain, sleet or snow | 10.3% | 8.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 40.2% | 42.1% | 41.9% | same |
| After dark | 22.2% | 24.2% | 24.8% | 8% below the state |
Okaloosa County sits below Florida on crashes per 100k residents / yr, morning rush (6–10 am) and after dark. Where it is higher: injuries per crash, garbage-truck share and on snow, slush or ice.
Okaloosa County at a glance: 0.4% share of truck crashes on snow, slush or ice (Florida: 0.1%).
Overview
Okaloosa County has recorded 605 truck crashes since 2015, with 341 people injured and 23 killed.
In complete reporting years that works out to about one truck crash every 7 days.
When crashes happen
April has the most truck crashes, 9.4% of the yearly total, while November has the fewest (6.8%).
Winter months (Nov–Mar) carry 40.2% of truck crashes, vs 42.1% for Florida.
More truck crashes happen at 12–1 pm than at any other hour (8.9%).
Road surface: 0.4% of truck crashes were on snow, slush or ice (Florida: 0.1%).
Where crashes happen
US-98 leads within 10 miles of ZIP 32569 with 6 fatal crashes involving a large truck since 2015. Next come Denton Blvd Nw (1) and SR-189 (1).
Garbage & waste trucks
27 crashes involved a garbage or refuse truck, a 4.5% share (Florida: 3.8%).
Their busiest month is March, with 15% of garbage-truck crashes.
They recorded 0.0 deaths per 100 crashes, against 4.1 for all trucks.
Route planning tips for ZIP 32569 fleets
- Plan April schedules with more margin; it is the worst month for truck crashes in Okaloosa County.
- Where you can, review stops along US-98; it has the most fatal large-truck crashes nearby.
- Garbage-truck crashes here peak in March; review collection routes for that month.
- Icy and snowy roads show up in 0.4% of truck crashes here, more than Florida; schedule winter checks early.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Okaloosa County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-98 | 6 |
| Denton Blvd Nw | 1 |
| SR-189 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Okaloosa County) |
|---|---|
| I-10 | 54 |
| State Road 85 | 39 |
| Interstate 10 (State Road 8) | 37 |
| US-98 | 24 |
| SR-85 | 16 |
| US-90 | 13 |
| State Road 189 | 12 |
| State Road 293 | 9 |
ZIP 32569 at a glance
| Population | 12,063 |
| Density | 1,121 per sq mi |
| Median household income | $77,718 |
| Median home value | $326,499 |
| Home ownership | 71% |
Waste facilities and haulers nearby
Historical data: truck crashes in Okaloosa County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 20 | — | 1.8 |
| 2000s | 30 | +49% | 2.1 |
| 2010s | 42 | +40% | 2.2 |
| 2020s | 54 | +29% | 1.8 |
From the 1990s to the 2020s, yearly reported truck crashes went from 20 to 54. Some of the change may reflect how crashes were reported. Fatal large-truck crashes: 2.8 a year in 2016–19, 1.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 32569
How common are truck crashes in ZIP 32569?
605 truck crashes have been reported in Okaloosa County since 2015, with 23 deaths and 341 injuries.
Where do fatal truck crashes happen most in ZIP 32569?
US-98 had 6 fatal crashes involving a large truck within 10 miles of ZIP 32569 since 2015, more than any other road.
When do most truck crashes happen in ZIP 32569?
The worst month is April: 9.4% of truck crashes in Okaloosa County happen then.
Are garbage truck crashes common in ZIP 32569?
Garbage trucks were involved in 27 reported crashes in Okaloosa County since 2015 (4.5% of truck crashes).
How do truck crashes in ZIP 32569 compare with Florida?
The yearly rate is 23.3 truck crashes per 100,000 residents in Okaloosa County, vs 37.4 for Florida.
How do I plan a garbage truck route in ZIP 32569?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.