ZIP 32578 (Niceville, FL) truck route planning & crash data
Plan safer truck routes around ZIP 32578: commercial truck and garbage truck crashes here and in Okaloosa County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 4.1 for all trucks.
Deadliest roads
How Okaloosa County compares with Florida
Okaloosa County against Florida and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Okaloosa County stands out
Full comparison
| Measure (2015–2025) | Okaloosa County | Florida | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 23.3 | 37.4 | 49.7 | 38% below the state |
| Deaths per 100 crashes | 4.1 | 4.1 | 3.4 | same |
| Injuries per crash | 0.56 | 0.51 | 0.49 | 1.1× the state |
| Garbage-truck share | 4.6% | 3.8% | 2.3% | 1.2× the state |
| On snow, slush or ice | 0.4% | 0.1% | 6.2% | 4.4× the state |
| Morning rush (6–10 am) | 22.0% | 25.2% | 23.7% | 13% below the state |
| In rain, sleet or snow | 10.3% | 8.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 40.2% | 42.1% | 41.9% | same |
| After dark | 22.2% | 24.2% | 24.8% | 8% below the state |
Okaloosa County has lower values than Florida for crashes per 100k residents / yr, morning rush (6–10 am) and after dark. It runs above Florida on injuries per crash, garbage-truck share and on snow, slush or ice.
What stands out in Okaloosa County: 0.4% share of truck crashes on snow, slush or ice (Florida: 0.1%).
Overview
Since 2015, 605 crashes involving commercial trucks have been reported in Okaloosa County. They injured 341 people and killed 23.
Across the years with complete reporting, that is roughly one truck crash every 7 days.
When crashes happen
April has the most truck crashes, 9.4% of the yearly total, while November has the fewest (6.8%).
The five winter months (November to March) hold 40.2% of truck crashes, against 42.1% across Florida.
More truck crashes happen at 12–1 pm than at any other hour (8.9%).
Snow, slush or ice was on the road in 0.4% of truck crashes, compared with 0.1% in Florida.
Where crashes happen
Roads with fatal crashes involving a large truck within 10 miles of ZIP 32578 since 2015: US-98 (2). No single road stands out.
Garbage & waste trucks
27 crashes involved a garbage or refuse truck, a 4.5% share (Florida: 3.8%).
Their busiest month is March, with 15% of garbage-truck crashes.
They recorded 0.0 deaths per 100 crashes, against 4.1 for all trucks.
Route planning tips for ZIP 32578 fleets
- Review driver schedules for April, the month with the most truck crashes.
- Waste haulers: March is the peak month for garbage-truck crashes in Okaloosa County.
- 0.4% of truck crashes were on snow, slush or ice, above Florida; plan winter equipment checks before the season.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Okaloosa County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-98 | 2 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Okaloosa County) |
|---|---|
| I-10 | 54 |
| State Road 85 | 39 |
| Interstate 10 (State Road 8) | 37 |
| US-98 | 24 |
| SR-85 | 16 |
| US-90 | 13 |
| State Road 189 | 12 |
| State Road 293 | 9 |
ZIP 32578 at a glance
| Population | 34,738 |
| Density | 579 per sq mi |
| Median household income | $108,972 |
| Median home value | $450,227 |
| Home ownership | 79% |
Waste facilities and haulers nearby
Historical data: truck crashes in Okaloosa County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 20 | — | 1.8 |
| 2000s | 30 | +49% | 2.1 |
| 2010s | 42 | +40% | 2.2 |
| 2020s | 54 | +29% | 1.8 |
Reported truck crashes averaged 20 a year in the 1990s and 54 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. Fatal large-truck crashes: 2.8 a year in 2016–19, 1.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 32578
How many truck accidents are there in ZIP 32578?
605 truck crashes have been reported in Okaloosa County since 2015, with 23 deaths and 341 injuries.
Which month has the most truck crashes in ZIP 32578?
Truck crashes in Okaloosa County peak in April, with 9.4% of the year's crashes.
How many garbage truck accidents happen in ZIP 32578?
Since 2015, Okaloosa County has reported 27 garbage-truck crashes, or 4.5% of its truck crashes.
How does ZIP 32578 compare with Florida for truck crashes?
The yearly rate is 23.3 truck crashes per 100,000 residents in Okaloosa County, vs 37.4 for Florida.
How do I plan a garbage truck route in ZIP 32578?
Paste your stops into the free CurbWaste Route Planner: it scores your route against fatal-crash locations, suggests safer alternatives and flags low bridges.
2026 is a partial year. Updated October 2026.