ZIP 32547 (Fort Walton Beach, FL) truck route planning & crash data
Plan safer truck routes around ZIP 32547: commercial truck and garbage truck crashes here and in Okaloosa County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 4.1 for all trucks.
Deadliest roads
How Okaloosa County compares with Florida
Okaloosa County against Florida and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Okaloosa County stands out
Full comparison
| Measure (2015–2025) | Okaloosa County | Florida | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 23.3 | 37.4 | 49.7 | 38% below the state |
| Deaths per 100 crashes | 4.1 | 4.1 | 3.4 | same |
| Injuries per crash | 0.56 | 0.51 | 0.49 | 1.1× the state |
| Garbage-truck share | 4.6% | 3.8% | 2.3% | 1.2× the state |
| On snow, slush or ice | 0.4% | 0.1% | 6.2% | 4.4× the state |
| Morning rush (6–10 am) | 22.0% | 25.2% | 23.7% | 13% below the state |
| In rain, sleet or snow | 10.3% | 8.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 40.2% | 42.1% | 41.9% | same |
| After dark | 22.2% | 24.2% | 24.8% | 8% below the state |
Compared with Florida, Okaloosa County is lower on crashes per 100k residents / yr, morning rush (6–10 am) and after dark. Where it is higher: injuries per crash, garbage-truck share and on snow, slush or ice.
The headline for Okaloosa County: 0.4% on snowy, slushy or icy roads, against 0.1% across Florida.
Overview
Since 2015, 605 crashes involving commercial trucks have been reported in Okaloosa County. They injured 341 people and killed 23.
In complete reporting years that works out to about one truck crash every 7 days.
When crashes happen
Truck crashes peak in April (9.4% of the year) and are lowest in November (6.8%).
Winter months (Nov–Mar) carry 40.2% of truck crashes, vs 42.1% for Florida.
The busiest hour is 12–1 pm, with 8.9% of truck crashes.
Road surface: 0.4% of truck crashes were on snow, slush or ice (Florida: 0.1%).
Where crashes happen
Within this area, US-98 had the most fatal crashes involving a large truck since 2015 (5). Next come Denton Blvd Nw (1) and SR-189 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 27 crashes, 4.5% of the total, against 3.8% across Florida.
Garbage-truck crashes peak in March (15% of them).
They recorded 0.0 deaths per 100 crashes, against 4.1 for all trucks.
Route planning tips for ZIP 32547 fleets
- Review driver schedules for April, the month with the most truck crashes.
- Where you can, review stops along US-98; it has the most fatal large-truck crashes nearby.
- Garbage-truck crashes here peak in March; review collection routes for that month.
- With 0.4% of truck crashes on snow, slush or ice (above Florida), plan winter equipment checks early.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Okaloosa County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-98 | 5 |
| Denton Blvd Nw | 1 |
| SR-189 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Okaloosa County) |
|---|---|
| I-10 | 54 |
| State Road 85 | 39 |
| Interstate 10 (State Road 8) | 37 |
| US-98 | 24 |
| SR-85 | 16 |
| US-90 | 13 |
| State Road 189 | 12 |
| State Road 293 | 9 |
ZIP 32547 at a glance
| Population | 35,527 |
| Density | 473 per sq mi |
| Median household income | $70,711 |
| Median home value | $317,570 |
| Home ownership | 57% |
Waste facilities and haulers nearby
Historical data: truck crashes in Okaloosa County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 20 | — | 1.8 |
| 2000s | 30 | +49% | 2.1 |
| 2010s | 42 | +40% | 2.2 |
| 2020s | 54 | +29% | 1.8 |
Reported truck crashes averaged 20 a year in the 1990s and 54 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. NHTSA counts 2.8 fatal large-truck crashes a year in 2016–19 and 1.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 32547
How many truck crashes happen in ZIP 32547?
605 truck crashes have been reported in Okaloosa County since 2015, with 23 deaths and 341 injuries.
Where do fatal truck crashes happen most in ZIP 32547?
NHTSA data shows US-98 with 5 fatal large-truck crashes within 10 miles of ZIP 32547 since 2015, the highest of any road.
When do most truck crashes happen in ZIP 32547?
Truck crashes in Okaloosa County peak in April, with 9.4% of the year's crashes.
How many garbage truck crashes are there in ZIP 32547?
Garbage trucks were involved in 27 reported crashes in Okaloosa County since 2015 (4.5% of truck crashes).
What is the truck crash rate in ZIP 32547 compared with Florida?
The yearly rate is 23.3 truck crashes per 100,000 residents in Okaloosa County, vs 37.4 for Florida.
What is the best way to plan truck routes in ZIP 32547?
The free Route Planner takes your stops and returns a route risk score, safer alternatives and low-bridge warnings.
2026 is a partial year. Updated October 2026.