ZIP 32544 (Hurlburt Field, FL) truck route planning & crash data
Plan safer truck routes around ZIP 32544: commercial truck and garbage truck crashes here and in Okaloosa County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 4.1 for all trucks.
Deadliest roads
How Okaloosa County compares with Florida
Okaloosa County against Florida and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Okaloosa County stands out
Full comparison
| Measure (2015–2025) | Okaloosa County | Florida | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 23.3 | 37.4 | 49.7 | 38% below the state |
| Deaths per 100 crashes | 4.1 | 4.1 | 3.4 | same |
| Injuries per crash | 0.56 | 0.51 | 0.49 | 1.1× the state |
| Garbage-truck share | 4.6% | 3.8% | 2.3% | 1.2× the state |
| On snow, slush or ice | 0.4% | 0.1% | 6.2% | 4.4× the state |
| Morning rush (6–10 am) | 22.0% | 25.2% | 23.7% | 13% below the state |
| In rain, sleet or snow | 10.3% | 8.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 40.2% | 42.1% | 41.9% | same |
| After dark | 22.2% | 24.2% | 24.8% | 8% below the state |
Compared with Florida, Okaloosa County is lower on crashes per 100k residents / yr, morning rush (6–10 am) and after dark. Where it is higher: injuries per crash, garbage-truck share and on snow, slush or ice.
The headline for Okaloosa County: 0.4% of truck crashes happened on snow, slush or ice, vs 0.1% in Florida.
Overview
Police reported 605 crashes involving commercial trucks in Okaloosa County since 2015: 341 people were injured and 23 were killed.
That averages about one truck crash every 7 days in fully reported years.
When crashes happen
The worst month is April with 9.4% of truck crashes; the quietest is November at 6.8%.
Winter months (Nov–Mar) carry 40.2% of truck crashes, vs 42.1% for Florida.
The busiest hour is 12–1 pm, with 8.9% of truck crashes.
0.4% of truck crashes here happened on snow, slush or ice, against 0.1% across Florida.
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 32544 is US-98, with 6 fatal large-truck crashes since 2015. It is followed by Denton Blvd Nw (1) and SR-189 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 27 crashes, 4.5% of the total, against 3.8% across Florida.
Garbage-truck crashes peak in March (15% of them).
Deaths per 100 garbage-truck crashes: 0.0, vs 4.1 for all truck crashes.
Route planning tips for ZIP 32544 fleets
- Plan April schedules with more margin; it is the worst month for truck crashes in Okaloosa County.
- Check whether your routes use US-98, the road with the most fatal truck crashes in this area.
- For residential and commercial waste routes, look again at March schedules: garbage-truck crashes peak then.
- With 0.4% of truck crashes on snow, slush or ice (above Florida), plan winter equipment checks early.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Okaloosa County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-98 | 6 |
| Denton Blvd Nw | 1 |
| SR-189 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Okaloosa County) |
|---|---|
| I-10 | 54 |
| State Road 85 | 39 |
| Interstate 10 (State Road 8) | 37 |
| US-98 | 24 |
| SR-85 | 16 |
| US-90 | 13 |
| State Road 189 | 12 |
| State Road 293 | 9 |
ZIP 32544 at a glance
| Population | 2,256 |
| Density | 106 per sq mi |
| Median household income | $47,865 |
| Home ownership | 0% |
Waste facilities and haulers nearby
Historical data: truck crashes in Okaloosa County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 20 | — | 1.8 |
| 2000s | 30 | +49% | 2.1 |
| 2010s | 42 | +40% | 2.2 |
| 2020s | 54 | +29% | 1.8 |
From the 1990s to the 2020s, yearly reported truck crashes went from 20 to 54. Some of the change may reflect how crashes were reported. Fatal crashes involving a large truck averaged 2.8 a year in 2016–19 and 1.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 32544
How common are truck crashes in ZIP 32544?
605 truck crashes have been reported in Okaloosa County since 2015, with 23 deaths and 341 injuries.
Where do fatal truck crashes happen most in ZIP 32544?
Since 2015, US-98 has had the most fatal large-truck crashes within 10 miles of ZIP 32544: 6.
When do most truck crashes happen in ZIP 32544?
Truck crashes in Okaloosa County peak in April, with 9.4% of the year's crashes.
How many garbage truck crashes are there in ZIP 32544?
Since 2015, Okaloosa County has reported 27 garbage-truck crashes, or 4.5% of its truck crashes.
What is the truck crash rate in ZIP 32544 compared with Florida?
Okaloosa County records 23.3 truck crashes per 100,000 residents a year, against 37.4 across Florida.
What is the best way to plan truck routes in ZIP 32544?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.