ZIP 32566 (Navarre, FL) truck route planning & crash data
Plan safer truck routes around ZIP 32566: commercial truck and garbage truck crashes here and in Santa Rosa County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
2.7 deaths per 100 garbage-truck crashes vs 5.3 for all trucks.
Deadliest roads
How Santa Rosa County compares with Florida
Santa Rosa County against Florida and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Santa Rosa County stands out
Full comparison
| Measure (2015–2025) | Santa Rosa County | Florida | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 25.4 | 37.4 | 49.7 | 32% below the state |
| Deaths per 100 crashes | 5.3 | 4.1 | 3.4 | 1.3× the state |
| Injuries per crash | 0.59 | 0.51 | 0.49 | 1.2× the state |
| Garbage-truck share | 6.4% | 3.8% | 2.3% | 1.7× the state |
| On snow, slush or ice | 0.0% | 0.1% | 6.2% | 100% below the state |
| Morning rush (6–10 am) | 24.0% | 25.2% | 23.7% | same |
| In rain, sleet or snow | 9.0% | 8.9% | 13.8% | same |
| Winter months (Nov–Mar) | 41.7% | 42.1% | 41.9% | same |
| After dark | 21.9% | 24.2% | 24.8% | 9% below the state |
Santa Rosa County has lower values than Florida for crashes per 100k residents / yr, on snow, slush or ice and after dark. Where it is higher: deaths per 100 crashes, injuries per crash and garbage-truck share.
The headline for Santa Rosa County: 1 in 16 garbage-truck share of crashes is 6.4%, against 3.8% for Florida.
Overview
Since 2015, 609 crashes involving commercial trucks have been reported in Santa Rosa County. They injured 359 people and killed 32.
In complete reporting years that works out to about one truck crash every 7 days.
When crashes happen
Truck crashes peak in September (10.5% of the year) and are lowest in January (6.6%).
Winter months (Nov–Mar) carry 41.7% of truck crashes, vs 42.1% for Florida.
The busiest hour is 7–8 am, with 8.0% of truck crashes.
Road surface: 0.0% of truck crashes were on snow, slush or ice (Florida: 0.1%).
Where crashes happen
Within this area, US-98 had the most fatal crashes involving a large truck since 2015 (6). It is followed by CR-399 (1) and SR-87 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 38 crashes, 6.2% of the total, against 3.8% across Florida.
The most garbage-truck crashes happen in September (21%).
Deaths per 100 garbage-truck crashes: 2.7, vs 5.3 for all truck crashes.
Route planning tips for ZIP 32566 fleets
- Plan September schedules with more margin; it is the worst month for truck crashes in Santa Rosa County.
- Look at alternatives to US-98 at busy times: it leads this area in fatal truck crashes.
- For residential and commercial waste routes, look again at September schedules: garbage-truck crashes peak then.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Santa Rosa County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-98 | 6 |
| CR-399 | 1 |
| SR-87 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Santa Rosa County) |
|---|---|
| I-10 | 52 |
| Interstate 10 (State Road 8) | 34 |
| State Road 87 | 33 |
| US-90 | 28 |
| US-98 | 17 |
| State Road 4 | 12 |
| SR-87 | 10 |
| State Road 8 (Interstate 10) | 9 |
ZIP 32566 at a glance
| Population | 43,883 |
| Density | 433 per sq mi |
| Median household income | $105,551 |
| Median home value | $384,081 |
| Home ownership | 82% |
Waste facilities and haulers nearby
Historical data: truck crashes in Santa Rosa County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 10 | — | 1.8 |
| 2000s | 33 | +214% | 1.9 |
| 2010s | 43 | +32% | 1.5 |
| 2020s | 57 | +31% | 2.6 |
Reported truck crashes averaged 10 a year in the 1990s and 57 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. Fatal crashes involving a large truck averaged 1.5 a year in 2016–19 and 2.6 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 32566
How many truck crashes happen in ZIP 32566?
Since 2015, 609 crashes involving commercial trucks were reported in Santa Rosa County (359 injured, 32 killed).
What is the most dangerous road for trucks in ZIP 32566?
NHTSA data shows US-98 with 6 fatal large-truck crashes within 10 miles of ZIP 32566 since 2015, the highest of any road.
When do most truck crashes happen in ZIP 32566?
The worst month is September: 10.5% of truck crashes in Santa Rosa County happen then.
How many garbage truck crashes are there in ZIP 32566?
38 crashes involving garbage or refuse trucks have been reported in Santa Rosa County since 2015, 6.2% of all truck crashes.
How do truck crashes in ZIP 32566 compare with Florida?
The yearly rate is 25.4 truck crashes per 100,000 residents in Santa Rosa County, vs 37.4 for Florida.
What is the best way to plan truck routes in ZIP 32566?
Paste your stops into the free CurbWaste Route Planner: it scores your route against fatal-crash locations, suggests safer alternatives and flags low bridges.
2026 is a partial year. Updated October 2026.