ZIP 32541 (Destin, FL) truck route planning & crash data
Plan safer truck routes around ZIP 32541: commercial truck and garbage truck crashes here and in Okaloosa County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 4.1 for all trucks.
Deadliest roads
How Okaloosa County compares with Florida
Okaloosa County against Florida and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Okaloosa County stands out
Full comparison
| Measure (2015–2025) | Okaloosa County | Florida | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 23.3 | 37.4 | 49.7 | 38% below the state |
| Deaths per 100 crashes | 4.1 | 4.1 | 3.4 | same |
| Injuries per crash | 0.56 | 0.51 | 0.49 | 1.1× the state |
| Garbage-truck share | 4.6% | 3.8% | 2.3% | 1.2× the state |
| On snow, slush or ice | 0.4% | 0.1% | 6.2% | 4.4× the state |
| Morning rush (6–10 am) | 22.0% | 25.2% | 23.7% | 13% below the state |
| In rain, sleet or snow | 10.3% | 8.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 40.2% | 42.1% | 41.9% | same |
| After dark | 22.2% | 24.2% | 24.8% | 8% below the state |
Compared with Florida, Okaloosa County is lower on crashes per 100k residents / yr, morning rush (6–10 am) and after dark. It runs above Florida on injuries per crash, garbage-truck share and on snow, slush or ice.
The headline for Okaloosa County: 0.4% on snowy, slushy or icy roads, against 0.1% across Florida.
Overview
Police reported 605 crashes involving commercial trucks in Okaloosa County since 2015: 341 people were injured and 23 were killed.
Across the years with complete reporting, that is roughly one truck crash every 7 days.
When crashes happen
Truck crashes peak in April (9.4% of the year) and are lowest in November (6.8%).
November through March accounts for 40.2% of truck crashes here, compared with 42.1% in Florida.
More truck crashes happen at 12–1 pm than at any other hour (8.9%).
Snow, slush or ice was on the road in 0.4% of truck crashes, compared with 0.1% in Florida.
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 32541 is US-98, with 4 fatal large-truck crashes since 2015. Next come Denton Blvd Nw (1) and SR-189 (1).
Garbage & waste trucks
Garbage trucks account for 27 of the truck crashes here, or 4.5%, compared with 3.8% in Florida.
Garbage-truck crashes peak in March (15% of them).
Per 100 crashes, garbage trucks recorded 0.0 deaths compared with 4.1 for all trucks.
Route planning tips for ZIP 32541 fleets
- Plan April schedules with more margin; it is the worst month for truck crashes in Okaloosa County.
- Look at alternatives to US-98 at busy times: it leads this area in fatal truck crashes.
- Waste haulers: March is the peak month for garbage-truck crashes in Okaloosa County.
- 0.4% of truck crashes were on snow, slush or ice, above Florida; plan winter equipment checks before the season.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Okaloosa County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-98 | 4 |
| Denton Blvd Nw | 1 |
| SR-189 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Okaloosa County) |
|---|---|
| I-10 | 54 |
| State Road 85 | 39 |
| Interstate 10 (State Road 8) | 37 |
| US-98 | 24 |
| SR-85 | 16 |
| US-90 | 13 |
| State Road 189 | 12 |
| State Road 293 | 9 |
ZIP 32541 at a glance
| Population | 18,855 |
| Density | 580 per sq mi |
| Median household income | $95,124 |
| Median home value | $598,421 |
| Home ownership | 68% |
Waste facilities and haulers nearby
Historical data: truck crashes in Okaloosa County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 20 | — | 1.8 |
| 2000s | 30 | +49% | 2.1 |
| 2010s | 42 | +40% | 2.2 |
| 2020s | 54 | +29% | 1.8 |
From the 1990s to the 2020s, yearly reported truck crashes went from 20 to 54. Some of the change may reflect how crashes were reported. Fatal large-truck crashes: 2.8 a year in 2016–19, 1.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 32541
How many truck crashes happen in ZIP 32541?
Okaloosa County has had 605 reported truck crashes since 2015, injuring 341 people and killing 23.
Where do fatal truck crashes happen most in ZIP 32541?
Since 2015, US-98 has had the most fatal large-truck crashes within 10 miles of ZIP 32541: 4.
Which month has the most truck crashes in ZIP 32541?
The worst month is April: 9.4% of truck crashes in Okaloosa County happen then.
How many garbage truck accidents happen in ZIP 32541?
27 crashes involving garbage or refuse trucks have been reported in Okaloosa County since 2015, 4.5% of all truck crashes.
What is the truck crash rate in ZIP 32541 compared with Florida?
Okaloosa County records 23.3 truck crashes per 100,000 residents a year, against 37.4 across Florida.
How can I plan a safer truck route in ZIP 32541?
Paste your stops into the free CurbWaste Route Planner: it scores your route against fatal-crash locations, suggests safer alternatives and flags low bridges.
2026 is a partial year. Updated October 2026.