ZIP 48732 (Essexville, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48732: commercial truck and garbage truck crashes here and in Bay County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
13 of 446 truck crashes since 2015.
Deadliest roads
How Bay County compares with Michigan
Bay County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Bay County stands out
Full comparison
| Measure (2015–2025) | Bay County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 36.5 | 52.4 | 49.7 | 30% below the state |
| Deaths per 100 crashes | 2.9 | 2.1 | 3.4 | 1.4× the state |
| Injuries per crash | 0.23 | 0.30 | 0.49 | 23% below the state |
| Garbage-truck share | 3.2% | 3.2% | 2.3% | same |
| On snow, slush or ice | 17.7% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.2% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 18.9% | 21.9% | 13.8% | 14% below the state |
| Winter months (Nov–Mar) | 43.0% | 44.4% | 41.9% | same |
| After dark | 18.2% | 20.7% | 24.8% | 12% below the state |
Compared with Michigan, Bay County is lower on crashes per 100k residents / yr, injuries per crash and in rain, sleet or snow. It stands out for higher deaths per 100 crashes.
What stands out in ZIP 48732: SR-25 most fatal truck crashes within 10 miles of ZIP 48732: 3 since 2015.
Overview
Bay County has recorded 446 truck crashes since 2015, with 107 people injured and 14 killed.
That averages about one truck crash every 10 days in fully reported years.
When crashes happen
Truck crashes peak in October (11.0% of the year) and are lowest in April (6.3%).
November through March accounts for 43.0% of truck crashes here, compared with 44.4% in Michigan.
The busiest hour is 2–3 pm, with 10.8% of truck crashes.
Snow, slush or ice was on the road in 17.7% of truck crashes, compared with 17.7% in Michigan.
Where crashes happen
Within this area, SR-25 had the most fatal crashes involving a large truck since 2015 (3). Next come I-75 (1), SR-13 (1) and US-10 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 13 crashes, 2.9% of the total, against 3.2% across Michigan.
Route planning tips for ZIP 48732 fleets
- Review driver schedules for October, the month with the most truck crashes.
- Where you can, review stops along SR-25; it has the most fatal large-truck crashes nearby.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Bay County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-25 | 3 |
| I-75 | 1 |
| SR-13 | 1 |
| US-10 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Bay County) |
|---|---|
| I-75 | 49 |
| Wilder | 26 |
| Euclid | 22 |
| Huron | 18 |
| Mile | 17 |
| Center | 16 |
| W Us 10 | 13 |
| US-10 | 11 |
ZIP 48732 at a glance
| Population | 11,340 |
| Density | 178 per sq mi |
| Median household income | $57,903 |
| Median home value | $171,851 |
| Home ownership | 68% |
Waste facilities and haulers nearby
Historical data: truck crashes in Bay County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 35 | — | 1.3 |
| 2000s | 33 | -7% | 0.6 |
| 2010s | 26 | -20% | 0.8 |
| 2020s | 43 | +62% | 2.0 |
From the 1990s to the 2020s, yearly reported truck crashes went from 35 to 43. Some of the change may reflect how crashes were reported. Fatal crashes involving a large truck averaged 0.5 a year in 2016–19 and 2.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48732
How common are truck crashes in ZIP 48732?
446 truck crashes have been reported in Bay County since 2015, with 14 deaths and 107 injuries.
What is the most dangerous road for trucks in ZIP 48732?
SR-25 had 3 fatal crashes involving a large truck within 10 miles of ZIP 48732 since 2015, more than any other road.
What is the worst month for truck crashes in ZIP 48732?
Truck crashes in Bay County peak in October, with 11.0% of the year's crashes.
How many garbage truck crashes are there in ZIP 48732?
13 crashes involving garbage or refuse trucks have been reported in Bay County since 2015, 2.9% of all truck crashes.
How does ZIP 48732 compare with Michigan for truck crashes?
The yearly rate is 36.5 truck crashes per 100,000 residents in Bay County, vs 52.4 for Michigan.
How do I plan a garbage truck route in ZIP 48732?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.