ZIP 48604 (Saginaw, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48604: commercial truck and garbage truck crashes here and in Saginaw County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 2.0 for all trucks.
Deadliest roads
How Saginaw County compares with Michigan
Saginaw County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Saginaw County stands out
Full comparison
| Measure (2015–2025) | Saginaw County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 43.6 | 52.4 | 49.7 | 17% below the state |
| Deaths per 100 crashes | 2.0 | 2.1 | 3.4 | same |
| Injuries per crash | 0.31 | 0.30 | 0.49 | same |
| Garbage-truck share | 3.9% | 3.2% | 2.3% | 1.2× the state |
| On snow, slush or ice | 17.2% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.9% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 21.8% | 21.9% | 13.8% | same |
| Winter months (Nov–Mar) | 45.2% | 44.4% | 41.9% | same |
| After dark | 21.1% | 20.7% | 24.8% | same |
Saginaw County has lower values than Michigan for crashes per 100k residents / yr. It runs above Michigan on garbage-truck share.
What stands out in ZIP 48604: I-75 most fatal truck crashes within 10 miles of ZIP 48604: 4 since 2015.
Overview
Since 2015, 984 crashes involving commercial trucks have been reported in Saginaw County. They injured 311 people and killed 21.
Across the years with complete reporting, that is roughly one truck crash every 4 days.
When crashes happen
Truck crashes peak in January (11.2% of the year) and are lowest in April (5.9%).
The five winter months (November to March) hold 45.2% of truck crashes, against 44.4% across Michigan.
By time of day, 12–1 pm stands out with 7.8% of truck crashes.
Snow, slush or ice was on the road in 17.2% of truck crashes, compared with 17.7% in Michigan.
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 48604 is I-75, with 4 fatal large-truck crashes since 2015. Next come SR-13 (2), CR-GARFIELD Rd (1) and SR-25 (1).
Garbage & waste trucks
Garbage trucks account for 37 of the truck crashes here, or 3.8%, compared with 3.2% in Michigan.
The most garbage-truck crashes happen in March (14%).
Deaths per 100 garbage-truck crashes: 0.0, vs 2.0 for all truck crashes.
Route planning tips for ZIP 48604 fleets
- Plan January schedules with more margin; it is the worst month for truck crashes in Saginaw County.
- Where you can, review stops along I-75; it has the most fatal large-truck crashes nearby.
- For residential and commercial waste routes, look again at March schedules: garbage-truck crashes peak then.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Saginaw County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-75 | 4 |
| SR-13 | 2 |
| CR-GARFIELD Rd | 1 |
| SR-25 | 1 |
| SR-46 | 1 |
| SR-47 | 1 |
| US-10 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Saginaw County) |
|---|---|
| I-75 | 105 |
| Washington | 74 |
| Gratiot | 47 |
| Midland | 32 |
| State | 31 |
| Dixie | 29 |
| Holland | 26 |
| Michigan | 24 |
ZIP 48604 at a glance
| Population | 11,011 |
| Density | 162 per sq mi |
| Median household income | $53,042 |
| Median home value | $97,660 |
| Home ownership | 72% |
Waste facilities and haulers nearby
Historical data: truck crashes in Saginaw County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 57 | — | 2.3 |
| 2000s | 66 | +16% | 2.2 |
| 2010s | 50 | -24% | 1.3 |
| 2020s | 97 | +94% | 1.0 |
Reported truck crashes averaged 57 a year in the 1990s and 97 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. NHTSA counts 2.5 fatal large-truck crashes a year in 2016–19 and 1.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48604
How many truck crashes happen in ZIP 48604?
Since 2015, 984 crashes involving commercial trucks were reported in Saginaw County (311 injured, 21 killed).
Where do fatal truck crashes happen most in ZIP 48604?
Since 2015, I-75 has had the most fatal large-truck crashes within 10 miles of ZIP 48604: 4.
When do most truck crashes happen in ZIP 48604?
January has the most truck crashes in Saginaw County, 11.2% of the yearly total.
How many garbage truck crashes are there in ZIP 48604?
37 crashes involving garbage or refuse trucks have been reported in Saginaw County since 2015, 3.8% of all truck crashes.
How do truck crashes in ZIP 48604 compare with Michigan?
Per 100,000 residents, Saginaw County has 43.6 truck crashes a year; Michigan has 52.4.
How can I plan a safer truck route in ZIP 48604?
The free Route Planner takes your stops and returns a route risk score, safer alternatives and low-bridge warnings.
2026 is a partial year. Updated October 2026.