ZIP 48708 (Bay City, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48708: commercial truck and garbage truck crashes here and in Bay County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
13 of 446 truck crashes since 2015.
Deadliest roads
How Bay County compares with Michigan
Bay County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Bay County stands out
Full comparison
| Measure (2015–2025) | Bay County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 36.5 | 52.4 | 49.7 | 30% below the state |
| Deaths per 100 crashes | 2.9 | 2.1 | 3.4 | 1.4× the state |
| Injuries per crash | 0.23 | 0.30 | 0.49 | 23% below the state |
| Garbage-truck share | 3.2% | 3.2% | 2.3% | same |
| On snow, slush or ice | 17.7% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.2% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 18.9% | 21.9% | 13.8% | 14% below the state |
| Winter months (Nov–Mar) | 43.0% | 44.4% | 41.9% | same |
| After dark | 18.2% | 20.7% | 24.8% | 12% below the state |
Bay County has lower values than Michigan for crashes per 100k residents / yr, injuries per crash and in rain, sleet or snow. It stands out for higher deaths per 100 crashes.
What stands out in ZIP 48708: I-75 3 fatal truck crashes since 2015, more than any other road within 10 miles of ZIP 48708.
Overview
Since 2015, 446 crashes involving commercial trucks have been reported in Bay County. They injured 107 people and killed 14.
That averages about one truck crash every 10 days in fully reported years.
When crashes happen
Truck crashes peak in October (11.0% of the year) and are lowest in April (6.3%).
November through March accounts for 43.0% of truck crashes here, compared with 44.4% in Michigan.
The busiest hour is 2–3 pm, with 10.8% of truck crashes.
Road surface: 17.7% of truck crashes were on snow, slush or ice (Michigan: 17.7%).
Where crashes happen
Within this area, I-75 had the most fatal crashes involving a large truck since 2015 (3). It is followed by SR-13 (2), SR-25 (2) and SR-15 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 13 crashes, 2.9% of the total, against 3.2% across Michigan.
Route planning tips for ZIP 48708 fleets
- Plan October schedules with more margin; it is the worst month for truck crashes in Bay County.
- Check whether your routes use I-75, the road with the most fatal truck crashes in this area.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Bay County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-75 | 3 |
| SR-13 | 2 |
| SR-25 | 2 |
| SR-15 | 1 |
| US-10 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Bay County) |
|---|---|
| I-75 | 49 |
| Wilder | 26 |
| Euclid | 22 |
| Huron | 18 |
| Mile | 17 |
| Center | 16 |
| W Us 10 | 13 |
| US-10 | 11 |
ZIP 48708 at a glance
| Population | 25,635 |
| Density | 341 per sq mi |
| Median household income | $50,518 |
| Median home value | $107,931 |
| Home ownership | 70% |
Waste facilities and haulers nearby
Historical data: truck crashes in Bay County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 35 | — | 1.3 |
| 2000s | 33 | -7% | 0.6 |
| 2010s | 26 | -20% | 0.8 |
| 2020s | 43 | +62% | 2.0 |
In the 1990s about 35 truck crashes a year were reported; in the 2020s, about 43. Reporting coverage also changed between these periods. NHTSA counts 0.5 fatal large-truck crashes a year in 2016–19 and 2.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48708
How common are truck crashes in ZIP 48708?
Since 2015, 446 crashes involving commercial trucks were reported in Bay County (107 injured, 14 killed).
What is the most dangerous road for trucks in ZIP 48708?
NHTSA data shows I-75 with 3 fatal large-truck crashes within 10 miles of ZIP 48708 since 2015, the highest of any road.
Which month has the most truck crashes in ZIP 48708?
October has the most truck crashes in Bay County, 11.0% of the yearly total.
Are garbage truck crashes common in ZIP 48708?
Garbage trucks were involved in 13 reported crashes in Bay County since 2015 (2.9% of truck crashes).
How do truck crashes in ZIP 48708 compare with Michigan?
The yearly rate is 36.5 truck crashes per 100,000 residents in Bay County, vs 52.4 for Michigan.
How can I plan a safer truck route in ZIP 48708?
The free Route Planner takes your stops and returns a route risk score, safer alternatives and low-bridge warnings.
2026 is a partial year. Updated October 2026.