ZIP 48706 (Bay City, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48706: commercial truck and garbage truck crashes here and in Bay County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
13 of 446 truck crashes since 2015.
Deadliest roads
How Bay County compares with Michigan
Bay County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Bay County stands out
Full comparison
| Measure (2015–2025) | Bay County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 36.5 | 52.4 | 49.7 | 30% below the state |
| Deaths per 100 crashes | 2.9 | 2.1 | 3.4 | 1.4× the state |
| Injuries per crash | 0.23 | 0.30 | 0.49 | 23% below the state |
| Garbage-truck share | 3.2% | 3.2% | 2.3% | same |
| On snow, slush or ice | 17.7% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.2% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 18.9% | 21.9% | 13.8% | 14% below the state |
| Winter months (Nov–Mar) | 43.0% | 44.4% | 41.9% | same |
| After dark | 18.2% | 20.7% | 24.8% | 12% below the state |
Bay County has lower values than Michigan for crashes per 100k residents / yr, injuries per crash and in rain, sleet or snow. Where it is higher: deaths per 100 crashes.
The headline for ZIP 48706: SR-13 4 fatal truck crashes since 2015, more than any other road within 10 miles of ZIP 48706.
Overview
Bay County has recorded 446 truck crashes since 2015, with 107 people injured and 14 killed.
That averages about one truck crash every 10 days in fully reported years.
When crashes happen
The worst month is October with 11.0% of truck crashes; the quietest is April at 6.3%.
The five winter months (November to March) hold 43.0% of truck crashes, against 44.4% across Michigan.
By time of day, 2–3 pm stands out with 10.8% of truck crashes.
Road surface: 17.7% of truck crashes were on snow, slush or ice (Michigan: 17.7%).
Where crashes happen
SR-13 leads within 10 miles of ZIP 48706 with 4 fatal crashes involving a large truck since 2015. Next come I-75 (2), US-10 (2) and CR-GARFIELD Rd (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 13 crashes, 2.9% of the total, against 3.2% across Michigan.
Route planning tips for ZIP 48706 fleets
- Review driver schedules for October, the month with the most truck crashes.
- Where you can, review stops along SR-13; it has the most fatal large-truck crashes nearby.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Bay County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-13 | 4 |
| I-75 | 2 |
| US-10 | 2 |
| CR-GARFIELD Rd | 1 |
| SR-25 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Bay County) |
|---|---|
| I-75 | 49 |
| Wilder | 26 |
| Euclid | 22 |
| Huron | 18 |
| Mile | 17 |
| Center | 16 |
| W Us 10 | 13 |
| US-10 | 11 |
ZIP 48706 at a glance
| Population | 38,974 |
| Density | 227 per sq mi |
| Median household income | $62,747 |
| Median home value | $155,494 |
| Home ownership | 78% |
Waste facilities and haulers nearby
Historical data: truck crashes in Bay County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 35 | — | 1.3 |
| 2000s | 33 | -7% | 0.6 |
| 2010s | 26 | -20% | 0.8 |
| 2020s | 43 | +62% | 2.0 |
From the 1990s to the 2020s, yearly reported truck crashes went from 35 to 43. Some of the change may reflect how crashes were reported. Fatal crashes involving a large truck averaged 0.5 a year in 2016–19 and 2.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48706
How many truck crashes happen in ZIP 48706?
Bay County has had 446 reported truck crashes since 2015, injuring 107 people and killing 14.
Which road has the most fatal truck crashes in ZIP 48706?
Since 2015, SR-13 has had the most fatal large-truck crashes within 10 miles of ZIP 48706: 4.
What is the worst month for truck crashes in ZIP 48706?
The worst month is October: 11.0% of truck crashes in Bay County happen then.
Are garbage truck crashes common in ZIP 48706?
13 crashes involving garbage or refuse trucks have been reported in Bay County since 2015, 2.9% of all truck crashes.
What is the truck crash rate in ZIP 48706 compared with Michigan?
The yearly rate is 36.5 truck crashes per 100,000 residents in Bay County, vs 52.4 for Michigan.
How do I plan a garbage truck route in ZIP 48706?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.