ZIP 48655 (Saint Charles, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48655: commercial truck and garbage truck crashes here and in Saginaw County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 2.0 for all trucks.
Deadliest roads
How Saginaw County compares with Michigan
Saginaw County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Saginaw County stands out
Full comparison
| Measure (2015–2025) | Saginaw County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 43.6 | 52.4 | 49.7 | 17% below the state |
| Deaths per 100 crashes | 2.0 | 2.1 | 3.4 | same |
| Injuries per crash | 0.31 | 0.30 | 0.49 | same |
| Garbage-truck share | 3.9% | 3.2% | 2.3% | 1.2× the state |
| On snow, slush or ice | 17.2% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.9% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 21.8% | 21.9% | 13.8% | same |
| Winter months (Nov–Mar) | 45.2% | 44.4% | 41.9% | same |
| After dark | 21.1% | 20.7% | 24.8% | same |
Saginaw County sits below Michigan on crashes per 100k residents / yr. It stands out for higher garbage-truck share.
Saginaw County at a glance: January the month with the most truck crashes: 11.2% of the year's total.
Overview
Saginaw County has recorded 984 truck crashes since 2015, with 311 people injured and 21 killed.
Across the years with complete reporting, that is roughly one truck crash every 4 days.
When crashes happen
January has the most truck crashes, 11.2% of the yearly total, while April has the fewest (5.9%).
The five winter months (November to March) hold 45.2% of truck crashes, against 44.4% across Michigan.
More truck crashes happen at 12–1 pm than at any other hour (7.8%).
Snow, slush or ice was on the road in 17.2% of truck crashes, compared with 17.7% in Michigan.
Where crashes happen
Fatal large-truck crashes within 10 miles of ZIP 48655 since 2015 were spread across roads: SR-52 (2), CR-GARY Rd (1) and CR-S Hemlock Rd (1).
Garbage & waste trucks
Garbage trucks account for 37 of the truck crashes here, or 3.8%, compared with 3.2% in Michigan.
The most garbage-truck crashes happen in March (14%).
They recorded 0.0 deaths per 100 crashes, against 2.0 for all trucks.
Route planning tips for ZIP 48655 fleets
- Plan January schedules with more margin; it is the worst month for truck crashes in Saginaw County.
- Garbage-truck crashes here peak in March; review collection routes for that month.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Saginaw County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-52 | 2 |
| CR-GARY Rd | 1 |
| CR-S Hemlock Rd | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Saginaw County) |
|---|---|
| I-75 | 105 |
| Washington | 74 |
| Gratiot | 47 |
| Midland | 32 |
| State | 31 |
| Dixie | 29 |
| Holland | 26 |
| Michigan | 24 |
ZIP 48655 at a glance
| Population | 5,760 |
| Density | 24 per sq mi |
| Median household income | $66,115 |
| Median home value | $178,840 |
| Home ownership | 86% |
Waste facilities and haulers nearby
Historical data: truck crashes in Saginaw County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 57 | — | 2.3 |
| 2000s | 66 | +16% | 2.2 |
| 2010s | 50 | -24% | 1.3 |
| 2020s | 97 | +94% | 1.0 |
In the 1990s about 57 truck crashes a year were reported; in the 2020s, about 97. Reporting coverage also changed between these periods. NHTSA counts 2.5 fatal large-truck crashes a year in 2016–19 and 1.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48655
How many truck crashes happen in ZIP 48655?
Saginaw County has had 984 reported truck crashes since 2015, injuring 311 people and killing 21.
What is the worst month for truck crashes in ZIP 48655?
Truck crashes in Saginaw County peak in January, with 11.2% of the year's crashes.
Are garbage truck crashes common in ZIP 48655?
Garbage trucks were involved in 37 reported crashes in Saginaw County since 2015 (3.8% of truck crashes).
What is the truck crash rate in ZIP 48655 compared with Michigan?
Per 100,000 residents, Saginaw County has 43.6 truck crashes a year; Michigan has 52.4.
How do I plan a garbage truck route in ZIP 48655?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.