ZIP 48649 (Oakley, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48649: commercial truck and garbage truck crashes here and in Saginaw County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 2.0 for all trucks.
Deadliest roads
How Saginaw County compares with Michigan
Saginaw County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Saginaw County stands out
Full comparison
| Measure (2015–2025) | Saginaw County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 43.6 | 52.4 | 49.7 | 17% below the state |
| Deaths per 100 crashes | 2.0 | 2.1 | 3.4 | same |
| Injuries per crash | 0.31 | 0.30 | 0.49 | same |
| Garbage-truck share | 3.9% | 3.2% | 2.3% | 1.2× the state |
| On snow, slush or ice | 17.2% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.9% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 21.8% | 21.9% | 13.8% | same |
| Winter months (Nov–Mar) | 45.2% | 44.4% | 41.9% | same |
| After dark | 21.1% | 20.7% | 24.8% | same |
Compared with Michigan, Saginaw County is lower on crashes per 100k residents / yr. It stands out for higher garbage-truck share.
The headline for Saginaw County: January worst month: 11.2% of truck crashes, vs 8.3% in an average month.
Overview
Since 2015, 984 crashes involving commercial trucks have been reported in Saginaw County. They injured 311 people and killed 21.
That averages about one truck crash every 4 days in fully reported years.
When crashes happen
January has the most truck crashes, 11.2% of the yearly total, while April has the fewest (5.9%).
November through March accounts for 45.2% of truck crashes here, compared with 44.4% in Michigan.
By time of day, 12–1 pm stands out with 7.8% of truck crashes.
Road surface: 17.2% of truck crashes were on snow, slush or ice (Michigan: 17.7%).
Where crashes happen
Roads with fatal crashes involving a large truck within 10 miles of ZIP 48649 since 2015: SR-52 (2), CR-GARY Rd (1) and CR-S Hemlock Rd (1). No single road stands out.
Garbage & waste trucks
Garbage trucks account for 37 of the truck crashes here, or 3.8%, compared with 3.2% in Michigan.
The most garbage-truck crashes happen in March (14%).
Per 100 crashes, garbage trucks recorded 0.0 deaths compared with 2.0 for all trucks.
Route planning tips for ZIP 48649 fleets
- Plan January schedules with more margin; it is the worst month for truck crashes in Saginaw County.
- Garbage-truck crashes here peak in March; review collection routes for that month.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Saginaw County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-52 | 2 |
| CR-GARY Rd | 1 |
| CR-S Hemlock Rd | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Saginaw County) |
|---|---|
| I-75 | 105 |
| Washington | 74 |
| Gratiot | 47 |
| Midland | 32 |
| State | 31 |
| Dixie | 29 |
| Holland | 26 |
| Michigan | 24 |
ZIP 48649 at a glance
| Population | 1,699 |
| Density | 24 per sq mi |
| Median household income | $72,609 |
| Median home value | $163,019 |
| Home ownership | 89% |
Waste facilities and haulers nearby
Historical data: truck crashes in Saginaw County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 57 | — | 2.3 |
| 2000s | 66 | +16% | 2.2 |
| 2010s | 50 | -24% | 1.3 |
| 2020s | 97 | +94% | 1.0 |
Reported truck crashes averaged 57 a year in the 1990s and 97 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. NHTSA counts 2.5 fatal large-truck crashes a year in 2016–19 and 1.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48649
How common are truck crashes in ZIP 48649?
984 truck crashes have been reported in Saginaw County since 2015, with 21 deaths and 311 injuries.
What is the worst month for truck crashes in ZIP 48649?
Truck crashes in Saginaw County peak in January, with 11.2% of the year's crashes.
Are garbage truck crashes common in ZIP 48649?
Since 2015, Saginaw County has reported 37 garbage-truck crashes, or 3.8% of its truck crashes.
How do truck crashes in ZIP 48649 compare with Michigan?
The yearly rate is 43.6 truck crashes per 100,000 residents in Saginaw County, vs 52.4 for Michigan.
How can I plan a safer truck route in ZIP 48649?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.