ZIP 48609 (Saginaw, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48609: commercial truck and garbage truck crashes here and in Saginaw County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 2.0 for all trucks.
Deadliest roads
How Saginaw County compares with Michigan
Saginaw County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Saginaw County stands out
Full comparison
| Measure (2015–2025) | Saginaw County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 43.6 | 52.4 | 49.7 | 17% below the state |
| Deaths per 100 crashes | 2.0 | 2.1 | 3.4 | same |
| Injuries per crash | 0.31 | 0.30 | 0.49 | same |
| Garbage-truck share | 3.9% | 3.2% | 2.3% | 1.2× the state |
| On snow, slush or ice | 17.2% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.9% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 21.8% | 21.9% | 13.8% | same |
| Winter months (Nov–Mar) | 45.2% | 44.4% | 41.9% | same |
| After dark | 21.1% | 20.7% | 24.8% | same |
Saginaw County sits below Michigan on crashes per 100k residents / yr. It runs above Michigan on garbage-truck share.
The headline for Saginaw County: January worst month: 11.2% of truck crashes, vs 8.3% in an average month.
Overview
Police reported 984 crashes involving commercial trucks in Saginaw County since 2015: 311 people were injured and 21 were killed.
In complete reporting years that works out to about one truck crash every 4 days.
When crashes happen
The worst month is January with 11.2% of truck crashes; the quietest is April at 5.9%.
November through March accounts for 45.2% of truck crashes here, compared with 44.4% in Michigan.
More truck crashes happen at 12–1 pm than at any other hour (7.8%).
17.2% of truck crashes here happened on snow, slush or ice, against 17.7% across Michigan.
Where crashes happen
Roads with fatal crashes involving a large truck within 10 miles of ZIP 48609 since 2015: I-75 (1), SR-46 (1), SR-47 (1) and SR-52 (1). No single road stands out.
Garbage & waste trucks
37 crashes involved a garbage or refuse truck, a 3.8% share (Michigan: 3.2%).
The most garbage-truck crashes happen in March (14%).
Per 100 crashes, garbage trucks recorded 0.0 deaths compared with 2.0 for all trucks.
Route planning tips for ZIP 48609 fleets
- Build extra time into January routes: it has the most truck crashes here.
- Waste haulers: March is the peak month for garbage-truck crashes in Saginaw County.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Saginaw County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-75 | 1 |
| SR-46 | 1 |
| SR-47 | 1 |
| SR-52 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Saginaw County) |
|---|---|
| I-75 | 105 |
| Washington | 74 |
| Gratiot | 47 |
| Midland | 32 |
| State | 31 |
| Dixie | 29 |
| Holland | 26 |
| Michigan | 24 |
ZIP 48609 at a glance
| Population | 11,966 |
| Density | 103 per sq mi |
| Median household income | $78,218 |
| Median home value | $176,554 |
| Home ownership | 86% |
Waste facilities and haulers nearby
Historical data: truck crashes in Saginaw County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 57 | — | 2.3 |
| 2000s | 66 | +16% | 2.2 |
| 2010s | 50 | -24% | 1.3 |
| 2020s | 97 | +94% | 1.0 |
In the 1990s about 57 truck crashes a year were reported; in the 2020s, about 97. Reporting coverage also changed between these periods. Fatal crashes involving a large truck averaged 2.5 a year in 2016–19 and 1.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48609
How many truck accidents are there in ZIP 48609?
984 truck crashes have been reported in Saginaw County since 2015, with 21 deaths and 311 injuries.
Which month has the most truck crashes in ZIP 48609?
Truck crashes in Saginaw County peak in January, with 11.2% of the year's crashes.
How many garbage truck accidents happen in ZIP 48609?
Since 2015, Saginaw County has reported 37 garbage-truck crashes, or 3.8% of its truck crashes.
How do truck crashes in ZIP 48609 compare with Michigan?
Saginaw County records 43.6 truck crashes per 100,000 residents a year, against 52.4 across Michigan.
How do I plan a garbage truck route in ZIP 48609?
The free Route Planner takes your stops and returns a route risk score, safer alternatives and low-bridge warnings.
2026 is a partial year. Updated October 2026.