ZIP 48638 (Saginaw, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48638: commercial truck and garbage truck crashes here and in Saginaw County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 2.0 for all trucks.
Deadliest roads
How Saginaw County compares with Michigan
Saginaw County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Saginaw County stands out
Full comparison
| Measure (2015–2025) | Saginaw County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 43.6 | 52.4 | 49.7 | 17% below the state |
| Deaths per 100 crashes | 2.0 | 2.1 | 3.4 | same |
| Injuries per crash | 0.31 | 0.30 | 0.49 | same |
| Garbage-truck share | 3.9% | 3.2% | 2.3% | 1.2× the state |
| On snow, slush or ice | 17.2% | 17.7% | 6.2% | same |
| Morning rush (6–10 am) | 26.9% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 21.8% | 21.9% | 13.8% | same |
| Winter months (Nov–Mar) | 45.2% | 44.4% | 41.9% | same |
| After dark | 21.1% | 20.7% | 24.8% | same |
Compared with Michigan, Saginaw County is lower on crashes per 100k residents / yr. It stands out for higher garbage-truck share.
The headline for ZIP 48638: I-75 4 fatal truck crashes since 2015, more than any other road within 10 miles of ZIP 48638.
Overview
Since 2015, 984 crashes involving commercial trucks have been reported in Saginaw County. They injured 311 people and killed 21.
Across the years with complete reporting, that is roughly one truck crash every 4 days.
When crashes happen
January has the most truck crashes, 11.2% of the yearly total, while April has the fewest (5.9%).
The five winter months (November to March) hold 45.2% of truck crashes, against 44.4% across Michigan.
The busiest hour is 12–1 pm, with 7.8% of truck crashes.
Road surface: 17.2% of truck crashes were on snow, slush or ice (Michigan: 17.7%).
Where crashes happen
I-75 leads within 10 miles of ZIP 48638 with 4 fatal crashes involving a large truck since 2015. It is followed by CR-DIXIE Hwy (1), SR-13 (1) and SR-46 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 37 crashes, 3.8% of the total, against 3.2% across Michigan.
The most garbage-truck crashes happen in March (14%).
Per 100 crashes, garbage trucks recorded 0.0 deaths compared with 2.0 for all trucks.
Route planning tips for ZIP 48638 fleets
- Plan January schedules with more margin; it is the worst month for truck crashes in Saginaw County.
- Check whether your routes use I-75, the road with the most fatal truck crashes in this area.
- For residential and commercial waste routes, look again at March schedules: garbage-truck crashes peak then.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Saginaw County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-75 | 4 |
| CR-DIXIE Hwy | 1 |
| SR-13 | 1 |
| SR-46 | 1 |
| SR-47 | 1 |
| SR-52 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Saginaw County) |
|---|---|
| I-75 | 105 |
| Washington | 74 |
| Gratiot | 47 |
| Midland | 32 |
| State | 31 |
| Dixie | 29 |
| Holland | 26 |
| Michigan | 24 |
ZIP 48638 at a glance
| Population | 12,875 |
| Density | 760 per sq mi |
| Median household income | $69,459 |
| Median home value | $175,115 |
| Home ownership | 62% |
Waste facilities and haulers nearby
Historical data: truck crashes in Saginaw County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 57 | — | 2.3 |
| 2000s | 66 | +16% | 2.2 |
| 2010s | 50 | -24% | 1.3 |
| 2020s | 97 | +94% | 1.0 |
Reported truck crashes averaged 57 a year in the 1990s and 97 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. Fatal crashes involving a large truck averaged 2.5 a year in 2016–19 and 1.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48638
How common are truck crashes in ZIP 48638?
Since 2015, 984 crashes involving commercial trucks were reported in Saginaw County (311 injured, 21 killed).
Where do fatal truck crashes happen most in ZIP 48638?
Since 2015, I-75 has had the most fatal large-truck crashes within 10 miles of ZIP 48638: 4.
What is the worst month for truck crashes in ZIP 48638?
The worst month is January: 11.2% of truck crashes in Saginaw County happen then.
How many garbage truck accidents happen in ZIP 48638?
Since 2015, Saginaw County has reported 37 garbage-truck crashes, or 3.8% of its truck crashes.
How does ZIP 48638 compare with Michigan for truck crashes?
Per 100,000 residents, Saginaw County has 43.6 truck crashes a year; Michigan has 52.4.
What is the best way to plan truck routes in ZIP 48638?
Paste your stops into the free CurbWaste Route Planner: it scores your route against fatal-crash locations, suggests safer alternatives and flags low bridges.
2026 is a partial year. Updated October 2026.