ZIP 37409 (Chattanooga, TN) truck route planning & crash data
Plan safer truck routes around ZIP 37409: commercial truck and garbage truck crashes here and in Hamilton County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
1.1 deaths per 100 garbage-truck crashes vs 2.6 for all trucks.
Deadliest roads
How Hamilton County compares with Tennessee
Hamilton County against Tennessee and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Hamilton County stands out
Full comparison
| Measure (2015–2025) | Hamilton County | Tennessee | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 69.5 | 60.1 | 49.7 | 1.2× the state |
| Deaths per 100 crashes | 2.6 | 3.9 | 3.4 | 33% below the state |
| Injuries per crash | 0.43 | 0.48 | 0.49 | 10% below the state |
| Garbage-truck share | 3.1% | 1.9% | 2.3% | 1.6× the state |
| On snow, slush or ice | 0.6% | 2.3% | 6.2% | 75% below the state |
| Morning rush (6–10 am) | 22.2% | 21.8% | 23.7% | same |
| In rain, sleet or snow | 18.4% | 14.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 38.7% | 40.5% | 41.9% | same |
| After dark | 23.1% | 25.9% | 24.8% | 11% below the state |
Hamilton County sits below Tennessee on deaths per 100 crashes, injuries per crash and on snow, slush or ice. It stands out for higher crashes per 100k residents / yr, garbage-truck share and in rain, sleet or snow.
The headline for Hamilton County: 1 in 32 garbage-truck share of crashes is 3.1%, against 1.9% for Tennessee.
Overview
Since 2015, 3,122 crashes involving commercial trucks have been reported in Hamilton County. They injured 1,345 people and killed 80.
In complete reporting years that works out to about 1 truck crash a day.
When crashes happen
Truck crashes peak in June (9.5% of the year) and are lowest in January (6.3%).
Winter months (Nov–Mar) carry 38.7% of truck crashes, vs 40.5% for Tennessee.
More truck crashes happen at 8–9 am than at any other hour (7.5%).
Snow, slush or ice was on the road in 0.6% of truck crashes, compared with 2.3% in Tennessee.
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 37409 is I-24, with 18 fatal large-truck crashes since 2015. It is followed by I-75 (7), SR-58 (2) and US-11 (2).
Garbage & waste trucks
Garbage trucks account for 94 of the truck crashes here, or 3.0%, compared with 1.9% in Tennessee.
The most garbage-truck crashes happen in June (13%).
Deaths per 100 garbage-truck crashes: 1.1, vs 2.6 for all truck crashes.
Route planning tips for ZIP 37409 fleets
- Build extra time into June routes: it has the most truck crashes here.
- Check whether your routes use I-24, the road with the most fatal truck crashes in this area.
- Garbage-truck crashes here peak in June; review collection routes for that month.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Hamilton County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-24 | 18 |
| I-75 | 7 |
| SR-58 | 2 |
| US-11 | 2 |
| US-27 | 2 |
| CR-070400 | 1 |
| I-59 | 1 |
| Lake Resort Dr | 1 |
| N Access Rd | 1 |
| SR-153 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Hamilton County) |
|---|---|
| I-24 | 625 |
| I-75 | 554 |
| SR-153 | 72 |
| Amnicola Hwy | 59 |
| Bonny Oaks Dr | 45 |
| SR-58 | 39 |
| SR-27 | 35 |
| Lee Hwy | 35 |
ZIP 37409 at a glance
| Population | 3,357 |
| Density | 294 per sq mi |
| Median household income | $74,754 |
| Median home value | $265,005 |
| Home ownership | 61% |
Waste facilities and haulers nearby
Historical data: truck crashes in Hamilton County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 37 | — | 4.0 |
| 2000s | 131 | +253% | 4.5 |
| 2010s | 213 | +63% | 2.8 |
| 2020s | 282 | +32% | 6.8 |
In the 1990s about 37 truck crashes a year were reported; in the 2020s, about 282. Reporting coverage also changed between these periods. Fatal large-truck crashes: 3.5 a year in 2016–19, 6.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 37409
How many truck crashes happen in ZIP 37409?
Since 2015, 3,122 crashes involving commercial trucks were reported in Hamilton County (1,345 injured, 80 killed).
Where do fatal truck crashes happen most in ZIP 37409?
Since 2015, I-24 has had the most fatal large-truck crashes within 10 miles of ZIP 37409: 18.
What is the worst month for truck crashes in ZIP 37409?
Truck crashes in Hamilton County peak in June, with 9.5% of the year's crashes.
How many garbage truck accidents happen in ZIP 37409?
94 crashes involving garbage or refuse trucks have been reported in Hamilton County since 2015, 3.0% of all truck crashes.
How does ZIP 37409 compare with Tennessee for truck crashes?
The yearly rate is 69.5 truck crashes per 100,000 residents in Hamilton County, vs 60.1 for Tennessee.
What is the best way to plan truck routes in ZIP 37409?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.