ZIP 37404 (Chattanooga, TN) truck route planning & crash data
Plan safer truck routes around ZIP 37404: commercial truck and garbage truck crashes here and in Hamilton County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
1.1 deaths per 100 garbage-truck crashes vs 2.6 for all trucks.
Deadliest roads
How Hamilton County compares with Tennessee
Hamilton County against Tennessee and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Hamilton County stands out
Full comparison
| Measure (2015–2025) | Hamilton County | Tennessee | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 69.5 | 60.1 | 49.7 | 1.2× the state |
| Deaths per 100 crashes | 2.6 | 3.9 | 3.4 | 33% below the state |
| Injuries per crash | 0.43 | 0.48 | 0.49 | 10% below the state |
| Garbage-truck share | 3.1% | 1.9% | 2.3% | 1.6× the state |
| On snow, slush or ice | 0.6% | 2.3% | 6.2% | 75% below the state |
| Morning rush (6–10 am) | 22.2% | 21.8% | 23.7% | same |
| In rain, sleet or snow | 18.4% | 14.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 38.7% | 40.5% | 41.9% | same |
| After dark | 23.1% | 25.9% | 24.8% | 11% below the state |
Hamilton County has lower values than Tennessee for deaths per 100 crashes, injuries per crash and on snow, slush or ice. It runs above Tennessee on crashes per 100k residents / yr, garbage-truck share and in rain, sleet or snow.
Hamilton County at a glance: 1 in 32 crashes involve a garbage truck (94 since 2015), vs 1.9% across Tennessee.
Overview
Hamilton County has recorded 3,122 truck crashes since 2015, with 1,345 people injured and 80 killed.
Across the years with complete reporting, that is roughly 1 truck crash every day.
When crashes happen
Truck crashes peak in June (9.5% of the year) and are lowest in January (6.3%).
Winter months (Nov–Mar) carry 38.7% of truck crashes, vs 40.5% for Tennessee.
More truck crashes happen at 8–9 am than at any other hour (7.5%).
Road surface: 0.6% of truck crashes were on snow, slush or ice (Tennessee: 2.3%).
Where crashes happen
Fatal large-truck crashes within 10 miles of ZIP 37404 since 2015 were spread across roads: I-24 (13), I-75 (13), SR-58 (2), US-11 (2) and US-27 (2).
Garbage & waste trucks
94 crashes involved a garbage or refuse truck, a 3.0% share (Tennessee: 1.9%).
Their busiest month is June, with 13% of garbage-truck crashes.
Per 100 crashes, garbage trucks recorded 1.1 deaths compared with 2.6 for all trucks.
Route planning tips for ZIP 37404 fleets
- Plan June schedules with more margin; it is the worst month for truck crashes in Hamilton County.
- Garbage-truck crashes here peak in June; review collection routes for that month.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Hamilton County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-24 | 13 |
| I-75 | 13 |
| SR-58 | 2 |
| US-11 | 2 |
| US-27 | 2 |
| CR-070400 | 1 |
| Lake Resort Dr | 1 |
| N Access Rd | 1 |
| SR-153 | 1 |
| SR-2 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Hamilton County) |
|---|---|
| I-24 | 625 |
| I-75 | 554 |
| SR-153 | 72 |
| Amnicola Hwy | 59 |
| Bonny Oaks Dr | 45 |
| SR-58 | 39 |
| SR-27 | 35 |
| Lee Hwy | 35 |
ZIP 37404 at a glance
| Population | 14,737 |
| Density | 1,098 per sq mi |
| Median household income | $56,637 |
| Median home value | $259,803 |
| Home ownership | 50% |
Waste facilities and haulers nearby
Historical data: truck crashes in Hamilton County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 37 | — | 4.0 |
| 2000s | 131 | +253% | 4.5 |
| 2010s | 213 | +63% | 2.8 |
| 2020s | 282 | +32% | 6.8 |
Reported truck crashes averaged 37 a year in the 1990s and 282 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. Fatal crashes involving a large truck averaged 3.5 a year in 2016–19 and 6.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 37404
How common are truck crashes in ZIP 37404?
3,122 truck crashes have been reported in Hamilton County since 2015, with 80 deaths and 1,345 injuries.
What is the worst month for truck crashes in ZIP 37404?
Truck crashes in Hamilton County peak in June, with 9.5% of the year's crashes.
How many garbage truck crashes are there in ZIP 37404?
Since 2015, Hamilton County has reported 94 garbage-truck crashes, or 3.0% of its truck crashes.
How does ZIP 37404 compare with Tennessee for truck crashes?
Hamilton County records 69.5 truck crashes per 100,000 residents a year, against 60.1 across Tennessee.
What is the best way to plan truck routes in ZIP 37404?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.