ZIP 37403 (Chattanooga, TN) truck route planning & crash data
Plan safer truck routes around ZIP 37403: commercial truck and garbage truck crashes here and in Hamilton County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
1.1 deaths per 100 garbage-truck crashes vs 2.6 for all trucks.
Deadliest roads
How Hamilton County compares with Tennessee
Hamilton County against Tennessee and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Hamilton County stands out
Full comparison
| Measure (2015–2025) | Hamilton County | Tennessee | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 69.5 | 60.1 | 49.7 | 1.2× the state |
| Deaths per 100 crashes | 2.6 | 3.9 | 3.4 | 33% below the state |
| Injuries per crash | 0.43 | 0.48 | 0.49 | 10% below the state |
| Garbage-truck share | 3.1% | 1.9% | 2.3% | 1.6× the state |
| On snow, slush or ice | 0.6% | 2.3% | 6.2% | 75% below the state |
| Morning rush (6–10 am) | 22.2% | 21.8% | 23.7% | same |
| In rain, sleet or snow | 18.4% | 14.9% | 13.8% | 1.2× the state |
| Winter months (Nov–Mar) | 38.7% | 40.5% | 41.9% | same |
| After dark | 23.1% | 25.9% | 24.8% | 11% below the state |
Hamilton County sits below Tennessee on deaths per 100 crashes, injuries per crash and on snow, slush or ice. It stands out for higher crashes per 100k residents / yr, garbage-truck share and in rain, sleet or snow.
The headline for Hamilton County: 1 in 32 of truck crashes here involve garbage trucks: 3.1%, vs 1.9% in Tennessee.
Overview
Police reported 3,122 crashes involving commercial trucks in Hamilton County since 2015: 1,345 people were injured and 80 were killed.
In complete reporting years that works out to about 1 truck crash a day.
When crashes happen
The worst month is June with 9.5% of truck crashes; the quietest is January at 6.3%.
November through March accounts for 38.7% of truck crashes here, compared with 40.5% in Tennessee.
By time of day, 8–9 am stands out with 7.5% of truck crashes.
Snow, slush or ice was on the road in 0.6% of truck crashes, compared with 2.3% in Tennessee.
Where crashes happen
I-24 leads within 10 miles of ZIP 37403 with 15 fatal crashes involving a large truck since 2015. It is followed by I-75 (9), SR-58 (2) and US-11 (2).
Garbage & waste trucks
Garbage trucks account for 94 of the truck crashes here, or 3.0%, compared with 1.9% in Tennessee.
Garbage-truck crashes peak in June (13% of them).
Deaths per 100 garbage-truck crashes: 1.1, vs 2.6 for all truck crashes.
Route planning tips for ZIP 37403 fleets
- Review driver schedules for June, the month with the most truck crashes.
- Where you can, review stops along I-24; it has the most fatal large-truck crashes nearby.
- Garbage-truck crashes here peak in June; review collection routes for that month.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Hamilton County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-24 | 15 |
| I-75 | 9 |
| SR-58 | 2 |
| US-11 | 2 |
| US-27 | 2 |
| CR-070400 | 1 |
| Lake Resort Dr | 1 |
| N Access Rd | 1 |
| SR-153 | 1 |
| SR-317 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Hamilton County) |
|---|---|
| I-24 | 625 |
| I-75 | 554 |
| SR-153 | 72 |
| Amnicola Hwy | 59 |
| Bonny Oaks Dr | 45 |
| SR-58 | 39 |
| SR-27 | 35 |
| Lee Hwy | 35 |
ZIP 37403 at a glance
| Population | 6,413 |
| Density | 1,452 per sq mi |
| Median household income | $81,136 |
| Median home value | $529,093 |
| Home ownership | 26% |
Waste facilities and haulers nearby
Historical data: truck crashes in Hamilton County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 37 | — | 4.0 |
| 2000s | 131 | +253% | 4.5 |
| 2010s | 213 | +63% | 2.8 |
| 2020s | 282 | +32% | 6.8 |
In the 1990s about 37 truck crashes a year were reported; in the 2020s, about 282. Reporting coverage also changed between these periods. NHTSA counts 3.5 fatal large-truck crashes a year in 2016–19 and 6.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 37403
How many truck crashes happen in ZIP 37403?
3,122 truck crashes have been reported in Hamilton County since 2015, with 80 deaths and 1,345 injuries.
What is the most dangerous road for trucks in ZIP 37403?
NHTSA data shows I-24 with 15 fatal large-truck crashes within 10 miles of ZIP 37403 since 2015, the highest of any road.
What is the worst month for truck crashes in ZIP 37403?
Truck crashes in Hamilton County peak in June, with 9.5% of the year's crashes.
Are garbage truck crashes common in ZIP 37403?
94 crashes involving garbage or refuse trucks have been reported in Hamilton County since 2015, 3.0% of all truck crashes.
What is the truck crash rate in ZIP 37403 compared with Tennessee?
Per 100,000 residents, Hamilton County has 69.5 truck crashes a year; Tennessee has 60.1.
How do I plan a garbage truck route in ZIP 37403?
Paste your stops into the free CurbWaste Route Planner: it scores your route against fatal-crash locations, suggests safer alternatives and flags low bridges.
2026 is a partial year. Updated October 2026.