ZIP 46965 (Oakford, IN) truck route planning & crash data
Plan safer truck routes around ZIP 46965: commercial truck and garbage truck crashes here and in Howard County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
15 of 388 truck crashes since 2015.
Deadliest roads
How Howard County compares with Indiana
Howard County against Indiana and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Howard County stands out
Full comparison
| Measure (2015–2025) | Howard County | Indiana | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 39.2 | 80.8 | 49.7 | 51% below the state |
| Deaths per 100 crashes | 4.7 | 2.9 | 3.4 | 1.6× the state |
| Injuries per crash | 0.37 | 0.36 | 0.49 | same |
| Garbage-truck share | 3.6% | 2.4% | 2.3% | 1.5× the state |
| On snow, slush or ice | 13.8% | 10.6% | 6.2% | 1.3× the state |
| Morning rush (6–10 am) | 25.3% | 22.4% | 23.7% | 1.1× the state |
| In rain, sleet or snow | 11.0% | 17.4% | 13.8% | 37% below the state |
| Winter months (Nov–Mar) | 44.4% | 42.7% | 41.9% | same |
| After dark | 28.4% | 32.0% | 24.8% | 11% below the state |
Howard County sits below Indiana on crashes per 100k residents / yr, in rain, sleet or snow and after dark. Where it is higher: deaths per 100 crashes, garbage-truck share and on snow, slush or ice.
What stands out in Howard County: 1 in 28 garbage-truck share of crashes is 3.6%, against 2.4% for Indiana.
Overview
Howard County has recorded 388 truck crashes since 2015, with 139 people injured and 19 killed.
That averages about one truck crash every 11 days in fully reported years.
When crashes happen
The worst month is October with 10.3% of truck crashes; the quietest is April at 5.9%.
Winter months (Nov–Mar) carry 44.4% of truck crashes, vs 42.7% for Indiana.
The busiest hour is 12–1 pm, with 8.8% of truck crashes.
Snow, slush or ice was on the road in 13.8% of truck crashes, compared with 10.6% in Indiana.
Where crashes happen
Fatal large-truck crashes within 10 miles of ZIP 46965 since 2015 were spread across roads: US-31 (2), US-35 (2), CR-300 (1), CR-300N (1) and Phillips St (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 15 crashes, 3.9% of the total, against 2.4% across Indiana.
Route planning tips for ZIP 46965 fleets
- Build extra time into October routes: it has the most truck crashes here.
- Morning starts matter: 25.3% of truck crashes fall between 6 and 10 am, higher than Indiana.
- With 13.8% of truck crashes on snow, slush or ice (above Indiana), plan winter equipment checks early.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Howard County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-31 | 2 |
| US-35 | 2 |
| CR-300 | 1 |
| CR-300N | 1 |
| Phillips St | 1 |
| SR-19S | 1 |
| SR-213 | 1 |
| SR-22 | 1 |
| SR-26W | 1 |
| SR-35N | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Howard County) |
|---|---|
| US-35 | 23 |
| US-31 | 20 |
| US-31N | 19 |
| SR-26E | 17 |
| SR-26W | 11 |
| SR-26 | 10 |
| SR-931 | 8 |
| SR-22 | 7 |
ZIP 46965 at a glance
| Population | 73 |
| Density | 81 per sq mi |
| Home ownership | 0% |
Waste facilities and haulers nearby
Historical data: truck crashes in Howard County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 21 | — | 1.5 |
| 2000s | 32 | +53% | 0.9 |
| 2010s | 33 | +5% | 1.8 |
| 2020s | 30 | -9% | 1.2 |
Reported truck crashes averaged 21 a year in the 1990s and 30 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. NHTSA counts 2.8 fatal large-truck crashes a year in 2016–19 and 1.2 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 46965
How common are truck crashes in ZIP 46965?
Howard County has had 388 reported truck crashes since 2015, injuring 139 people and killing 19.
When do most truck crashes happen in ZIP 46965?
Truck crashes in Howard County peak in October, with 10.3% of the year's crashes.
How many garbage truck accidents happen in ZIP 46965?
Garbage trucks were involved in 15 reported crashes in Howard County since 2015 (3.9% of truck crashes).
How does ZIP 46965 compare with Indiana for truck crashes?
Per 100,000 residents, Howard County has 39.2 truck crashes a year; Indiana has 80.8.
How do I plan a garbage truck route in ZIP 46965?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.