ZIP 46045 (Goldsmith, IN) truck route planning & crash data
Plan safer truck routes around ZIP 46045: commercial truck and garbage truck crashes here and in Tipton County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
2 of 194 truck crashes since 2015.
Deadliest roads
How Tipton County compares with Indiana
Tipton County against Indiana and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Tipton County stands out
Full comparison
| Measure (2015–2025) | Tipton County | Indiana | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 109.2 | 80.8 | 49.7 | 1.4× the state |
| Deaths per 100 crashes | 6.5 | 2.9 | 3.4 | 2.2× the state |
| Injuries per crash | 0.45 | 0.36 | 0.49 | 1.2× the state |
| Garbage-truck share | 1.1% | 2.4% | 2.3% | 54% below the state |
| On snow, slush or ice | 15.8% | 10.6% | 6.2% | 1.5× the state |
| Morning rush (6–10 am) | 21.7% | 22.4% | 23.7% | same |
| In rain, sleet or snow | 17.4% | 17.4% | 13.8% | same |
| Winter months (Nov–Mar) | 46.7% | 42.7% | 41.9% | 1.1× the state |
| After dark | 35.9% | 32.0% | 24.8% | 1.1× the state |
Compared with Indiana, Tipton County is lower on garbage-truck share. It runs above Indiana on crashes per 100k residents / yr, deaths per 100 crashes and injuries per crash.
What stands out in Tipton County: 6.5 deaths for every 100 truck crashes, against 2.9 across Indiana.
Overview
Police reported 194 crashes involving commercial trucks in Tipton County since 2015: 84 people were injured and 12 were killed.
That averages about one truck crash every 22 days in fully reported years.
When crashes happen
September has the most truck crashes, 14.4% of the yearly total, while April has the fewest (3.6%).
November through March accounts for 46.7% of truck crashes here, compared with 42.7% in Indiana.
More truck crashes happen at 9–10 am than at any other hour (10.3%).
Road surface: 15.8% of truck crashes were on snow, slush or ice (Indiana: 10.6%).
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 46045 is US-31, with 5 fatal large-truck crashes since 2015. After it: SR-28 (3), CR-300N (1) and SR-931S (1).
Garbage & waste trucks
2 crashes involved a garbage or refuse truck, a 1.0% share (Indiana: 2.4%).
Route planning tips for ZIP 46045 fleets
- Plan September schedules with more margin; it is the worst month for truck crashes in Tipton County.
- Check whether your routes use US-31, the road with the most fatal truck crashes in this area.
- 15.8% of truck crashes were on snow, slush or ice, above Indiana; plan winter equipment checks before the season.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Tipton County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-31 | 5 |
| SR-28 | 3 |
| CR-300N | 1 |
| SR-931S | 1 |
| Sr- 26 | 1 |
| US-31S | 1 |
| US-931 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Tipton County) |
|---|---|
| US-31 | 95 |
| SR-28 | 24 |
| Division | 7 |
| SR-19 | 5 |
| SR-213 | 4 |
| US-31N | 4 |
| US-31S | 3 |
| State Rd 28 | 3 |
ZIP 46045 at a glance
| Population | 162 |
| Density | 829 per sq mi |
| Median household income | $160,912 |
| Home ownership | 100% |
Waste facilities and haulers nearby
Historical data: truck crashes in Tipton County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 4 | — | 0.8 |
| 2000s | 11 | +170% | 0.8 |
| 2010s | 16 | +47% | 0.6 |
| 2020s | 15 | -5% | 1.4 |
Reported truck crashes averaged 4 a year in the 1990s and 15 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. NHTSA counts 0.5 fatal large-truck crashes a year in 2016–19 and 1.4 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 46045
How many truck crashes happen in ZIP 46045?
Since 2015, 194 crashes involving commercial trucks were reported in Tipton County (84 injured, 12 killed).
Where do fatal truck crashes happen most in ZIP 46045?
Since 2015, US-31 has had the most fatal large-truck crashes within 10 miles of ZIP 46045: 5.
What is the worst month for truck crashes in ZIP 46045?
Truck crashes in Tipton County peak in September, with 14.4% of the year's crashes.
How many garbage truck crashes are there in ZIP 46045?
Since 2015, Tipton County has reported 2 garbage-truck crashes, or 1.0% of its truck crashes.
How does ZIP 46045 compare with Indiana for truck crashes?
Tipton County records 109.2 truck crashes per 100,000 residents a year, against 80.8 across Indiana.
What is the best way to plan truck routes in ZIP 46045?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.