ZIP 80538 (Loveland, CO) truck route planning & crash data
Plan safer truck routes around ZIP 80538: commercial truck and garbage truck crashes here and in Larimer County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 5.1 for all trucks.
Deadliest roads
How Larimer County compares with Colorado
Larimer County against Colorado and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Larimer County stands out
Full comparison
| Measure (2015–2025) | Larimer County | Colorado | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 27.4 | 32.6 | 49.7 | 16% below the state |
| Deaths per 100 crashes | 5.1 | 5.1 | 3.4 | same |
| Injuries per crash | 0.36 | 0.32 | 0.49 | 1.1× the state |
| Garbage-truck share | 2.2% | 2.8% | 2.3% | 20% below the state |
| On snow, slush or ice | 9.9% | 14.8% | 6.2% | 33% below the state |
| Morning rush (6–10 am) | 26.2% | 25.7% | 23.7% | same |
| In rain, sleet or snow | 10.5% | 13.2% | 13.8% | 20% below the state |
| Winter months (Nov–Mar) | 38.4% | 43.5% | 41.9% | 12% below the state |
| After dark | 18.7% | 22.4% | 24.8% | 16% below the state |
Compared with Colorado, Larimer County is lower on crashes per 100k residents / yr, garbage-truck share and on snow, slush or ice. It stands out for higher injuries per crash.
What stands out in ZIP 80538: US-287 deadliest road: 3 fatal truck crashes within 10 miles of ZIP 80538 since 2015.
Overview
Police reported 1,195 crashes involving commercial trucks in Larimer County since 2015: 427 people were injured and 61 were killed.
In complete reporting years that works out to about one truck crash every 4 days.
When crashes happen
Truck crashes peak in July (10.6% of the year) and are lowest in December (6.4%).
The five winter months (November to March) hold 38.4% of truck crashes, against 43.5% across Colorado.
The busiest hour is 1–2 pm, with 10.5% of truck crashes.
Snow, slush or ice was on the road in 9.9% of truck crashes, compared with 14.8% in Colorado.
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 80538 is US-287, with 3 fatal large-truck crashes since 2015. Next come CR-43 (1), S Shields St (1) and US-34 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 25 crashes, 2.1% of the total, against 2.8% across Colorado.
The most garbage-truck crashes happen in January (20%).
They recorded 0.0 deaths per 100 crashes, against 5.1 for all trucks.
Route planning tips for ZIP 80538 fleets
- Review driver schedules for July, the month with the most truck crashes.
- Where you can, review stops along US-287; it has the most fatal large-truck crashes nearby.
- Waste haulers: January is the peak month for garbage-truck crashes in Larimer County.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Larimer County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-287 | 3 |
| CR-43 | 1 |
| S Shields St | 1 |
| US-34 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Larimer County) |
|---|---|
| E Eisenhower Blvd | 16 |
| I25 At Mp 262 | 11 |
| I 25 At Mp 258 | 8 |
| I 25 At Mp 269 | 8 |
| I25 At Mp 255 | 8 |
| I 25 At Mp 264 | 7 |
| Hwy 287 At Mp 350 | 7 |
| I 25 At Mp 287 | 6 |
ZIP 80538 at a glance
| Population | 50,110 |
| Density | 189 per sq mi |
| Median household income | $86,671 |
| Median home value | $500,413 |
| Home ownership | 69% |
Waste facilities and haulers nearby
Historical data: truck crashes in Larimer County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 54 | — | 3.5 |
| 2000s | 74 | +37% | 2.6 |
| 2010s | 90 | +21% | 3.8 |
| 2020s | 106 | +18% | 2.8 |
Reported truck crashes averaged 54 a year in the 1990s and 106 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. NHTSA counts 5.8 fatal large-truck crashes a year in 2016–19 and 2.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 80538
How many truck accidents are there in ZIP 80538?
Since 2015, 1,195 crashes involving commercial trucks were reported in Larimer County (427 injured, 61 killed).
Where do fatal truck crashes happen most in ZIP 80538?
NHTSA data shows US-287 with 3 fatal large-truck crashes within 10 miles of ZIP 80538 since 2015, the highest of any road.
Which month has the most truck crashes in ZIP 80538?
July has the most truck crashes in Larimer County, 10.6% of the yearly total.
Are garbage truck crashes common in ZIP 80538?
Since 2015, Larimer County has reported 25 garbage-truck crashes, or 2.1% of its truck crashes.
How do truck crashes in ZIP 80538 compare with Colorado?
Per 100,000 residents, Larimer County has 27.4 truck crashes a year; Colorado has 32.6.
How can I plan a safer truck route in ZIP 80538?
Paste your stops into the free CurbWaste Route Planner: it scores your route against fatal-crash locations, suggests safer alternatives and flags low bridges.
2026 is a partial year. Updated October 2026.