ZIP 65049 (Lake Ozark, MO) truck route planning & crash data
Plan safer truck routes around ZIP 65049: commercial truck and garbage truck crashes here and in Camden County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
15 of 286 truck crashes since 2015.
Deadliest roads
How Camden County compares with Missouri
Camden County against Missouri and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Camden County stands out
Full comparison
| Measure (2015–2025) | Camden County | Missouri | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 55.4 | 85.9 | 49.7 | 36% below the state |
| Deaths per 100 crashes | 3.3 | 2.7 | 3.4 | 1.2× the state |
| Injuries per crash | 0.46 | 0.44 | 0.49 | same |
| Garbage-truck share | 5.2% | 2.2% | 2.3% | 2.4× the state |
| On snow, slush or ice | 4.1% | 7.2% | 6.2% | 43% below the state |
| Morning rush (6–10 am) | 19.0% | 22.8% | 23.7% | 17% below the state |
| In rain, sleet or snow | 6.7% | 10.7% | 13.8% | 38% below the state |
| Winter months (Nov–Mar) | 29.7% | 40.7% | 41.9% | 27% below the state |
| After dark | 16.7% | 24.7% | 24.8% | 32% below the state |
Camden County has lower values than Missouri for crashes per 100k residents / yr, on snow, slush or ice and morning rush (6–10 am). It runs above Missouri on deaths per 100 crashes and garbage-truck share.
The headline for Camden County: 1 in 19 crashes involve a garbage truck (15 since 2015), vs 2.2% across Missouri.
Overview
Camden County has recorded 286 truck crashes since 2015, with 128 people injured and 10 killed.
In complete reporting years that works out to about one truck crash every 15 days.
When crashes happen
Truck crashes peak in August (12.6% of the year) and are lowest in March (3.1%).
November through March accounts for 29.7% of truck crashes here, compared with 40.7% in Missouri.
More truck crashes happen at 1–2 pm than at any other hour (10.1%).
4.1% of truck crashes here happened on snow, slush or ice, against 7.2% across Missouri.
Where crashes happen
Within this area, US-54 had the most fatal crashes involving a large truck since 2015 (3). After it: SR-5 (1), Sr-D (1) and Sr-M (1).
Garbage & waste trucks
15 crashes involved a garbage or refuse truck, a 5.2% share (Missouri: 2.2%).
Route planning tips for ZIP 65049 fleets
- Build extra time into August routes: it has the most truck crashes here.
- Where you can, review stops along US-54; it has the most fatal large-truck crashes nearby.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Camden County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-54 | 3 |
| SR-5 | 1 |
| Sr-D | 1 |
| Sr-M | 1 |
| Sr-Tt | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Camden County) |
|---|---|
| US-54 | 98 |
| Mo 5 | 44 |
| Mo 7 | 25 |
| Crd Horseshoe Bend Pkwy | 9 |
| Rt A | 9 |
| Rt Mm | 7 |
| Rt Tt | 5 |
| Cst East Osage Beach Pkwy | 5 |
ZIP 65049 at a glance
| Population | 7,123 |
| Density | 148 per sq mi |
| Median household income | $86,453 |
| Median home value | $362,354 |
| Home ownership | 79% |
Waste facilities and haulers nearby
Historical data: truck crashes in Camden County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 28 | — | 1.2 |
| 2000s | 24 | -15% | 1.2 |
| 2010s | 18 | -24% | 0.7 |
| 2020s | 25 | +38% | 1.2 |
In the 1990s about 28 truck crashes a year were reported; in the 2020s, about 25. Reporting coverage also changed between these periods. Fatal crashes involving a large truck averaged 1.0 a year in 2016–19 and 1.2 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 65049
How many truck crashes happen in ZIP 65049?
286 truck crashes have been reported in Camden County since 2015, with 10 deaths and 128 injuries.
What is the most dangerous road for trucks in ZIP 65049?
Since 2015, US-54 has had the most fatal large-truck crashes within 10 miles of ZIP 65049: 3.
When do most truck crashes happen in ZIP 65049?
The worst month is August: 12.6% of truck crashes in Camden County happen then.
How many garbage truck accidents happen in ZIP 65049?
Garbage trucks were involved in 15 reported crashes in Camden County since 2015 (5.2% of truck crashes).
How does ZIP 65049 compare with Missouri for truck crashes?
Camden County records 55.4 truck crashes per 100,000 residents a year, against 85.9 across Missouri.
How can I plan a safer truck route in ZIP 65049?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.