ZIP 56320 (Cold Spring, MN) truck route planning & crash data
Plan safer truck routes around ZIP 56320: commercial truck and garbage truck crashes here and in Stearns County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 3.0 for all trucks.
Deadliest roads
How Stearns County compares with Minnesota
Stearns County against Minnesota and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Stearns County stands out
Full comparison
| Measure (2015–2025) | Stearns County | Minnesota | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 56.2 | 39.0 | 49.7 | 1.4× the state |
| Deaths per 100 crashes | 3.0 | 3.0 | 3.4 | same |
| Injuries per crash | 0.32 | 0.37 | 0.49 | 14% below the state |
| Garbage-truck share | 2.0% | 2.8% | 2.3% | 30% below the state |
| On snow, slush or ice | 34.0% | 25.6% | 6.2% | 1.3× the state |
| Morning rush (6–10 am) | 26.8% | 27.0% | 23.7% | same |
| In rain, sleet or snow | 25.4% | 19.1% | 13.8% | 1.3× the state |
| Winter months (Nov–Mar) | 50.9% | 46.2% | 41.9% | 1.1× the state |
| After dark | 28.8% | 20.3% | 24.8% | 1.4× the state |
Compared with Minnesota, Stearns County is lower on injuries per crash and garbage-truck share. It runs above Minnesota on crashes per 100k residents / yr, on snow, slush or ice and in rain, sleet or snow.
ZIP 56320 at a glance: SR-23 most fatal truck crashes within 10 miles of ZIP 56320: 3 since 2015.
Overview
Since 2015, 1,072 crashes involving commercial trucks have been reported in Stearns County. They injured 349 people and killed 30.
Across the years with complete reporting, that is roughly one truck crash every 4 days.
When crashes happen
December has the most truck crashes, 11.4% of the yearly total, while July has the fewest (5.5%).
The five winter months (November to March) hold 50.9% of truck crashes, against 46.2% across Minnesota.
The busiest hour is 9–10 am, with 8.5% of truck crashes.
Road surface: 34.0% of truck crashes were on snow, slush or ice (Minnesota: 25.6%).
Where crashes happen
SR-23 leads within 10 miles of ZIP 56320 with 3 fatal crashes involving a large truck since 2015. It is followed by CR-75 (1), CR-9 (1) and I-94 (1).
Garbage & waste trucks
Garbage trucks account for 21 of the truck crashes here, or 2.0%, compared with 2.8% in Minnesota.
The most garbage-truck crashes happen in June (14%).
Deaths per 100 garbage-truck crashes: 0.0, vs 3.0 for all truck crashes.
Route planning tips for ZIP 56320 fleets
- Review driver schedules for December, the month with the most truck crashes.
- Check whether your routes use SR-23, the road with the most fatal truck crashes in this area.
- Garbage-truck crashes here peak in June; review collection routes for that month.
- Icy and snowy roads show up in 34.0% of truck crashes here, more than Minnesota; schedule winter checks early.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Stearns County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-23 | 3 |
| CR-75 | 1 |
| CR-9 | 1 |
| I-94 | 1 |
| SR-15 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Stearns County) |
|---|---|
| Isth 94 | 415 |
| Mnth 23 | 68 |
| Mnth 15 | 44 |
| Division St | 33 |
| Csah 75 | 26 |
| Hwy | 18 |
| Usth 71 | 16 |
| Csah 2 | 15 |
ZIP 56320 at a glance
| Population | 8,482 |
| Density | 64 per sq mi |
| Median household income | $87,026 |
| Median home value | $353,834 |
| Home ownership | 80% |
Waste facilities and haulers nearby
Historical data: truck crashes in Stearns County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 18 | — | 2.6 |
| 2000s | 71 | +284% | 2.2 |
| 2010s | 88 | +25% | 1.9 |
| 2020s | 93 | +5% | 3.0 |
In the 1990s about 18 truck crashes a year were reported; in the 2020s, about 93. Reporting coverage also changed between these periods. Fatal large-truck crashes: 1.8 a year in 2016–19, 3.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 56320
How common are truck crashes in ZIP 56320?
Stearns County has had 1,072 reported truck crashes since 2015, injuring 349 people and killing 30.
Where do fatal truck crashes happen most in ZIP 56320?
NHTSA data shows SR-23 with 3 fatal large-truck crashes within 10 miles of ZIP 56320 since 2015, the highest of any road.
What is the worst month for truck crashes in ZIP 56320?
The worst month is December: 11.4% of truck crashes in Stearns County happen then.
How many garbage truck accidents happen in ZIP 56320?
Garbage trucks were involved in 21 reported crashes in Stearns County since 2015 (2.0% of truck crashes).
How do truck crashes in ZIP 56320 compare with Minnesota?
The yearly rate is 56.2 truck crashes per 100,000 residents in Stearns County, vs 39.0 for Minnesota.
How can I plan a safer truck route in ZIP 56320?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.