ZIP 55320 (Clearwater, MN) truck route planning & crash data
Plan safer truck routes around ZIP 55320: commercial truck and garbage truck crashes here and in Stearns County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 3.0 for all trucks.
Deadliest roads
How Stearns County compares with Minnesota
Stearns County against Minnesota and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Stearns County stands out
Full comparison
| Measure (2015–2025) | Stearns County | Minnesota | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 56.2 | 39.0 | 49.7 | 1.4× the state |
| Deaths per 100 crashes | 3.0 | 3.0 | 3.4 | same |
| Injuries per crash | 0.32 | 0.37 | 0.49 | 14% below the state |
| Garbage-truck share | 2.0% | 2.8% | 2.3% | 30% below the state |
| On snow, slush or ice | 34.0% | 25.6% | 6.2% | 1.3× the state |
| Morning rush (6–10 am) | 26.8% | 27.0% | 23.7% | same |
| In rain, sleet or snow | 25.4% | 19.1% | 13.8% | 1.3× the state |
| Winter months (Nov–Mar) | 50.9% | 46.2% | 41.9% | 1.1× the state |
| After dark | 28.8% | 20.3% | 24.8% | 1.4× the state |
Compared with Minnesota, Stearns County is lower on injuries per crash and garbage-truck share. Where it is higher: crashes per 100k residents / yr, on snow, slush or ice and in rain, sleet or snow.
What stands out in ZIP 55320: I-94 5 fatal truck crashes since 2015, more than any other road within 10 miles of ZIP 55320.
Overview
Since 2015, 1,072 crashes involving commercial trucks have been reported in Stearns County. They injured 349 people and killed 30.
That averages about one truck crash every 4 days in fully reported years.
When crashes happen
The worst month is December with 11.4% of truck crashes; the quietest is July at 5.5%.
November through March accounts for 50.9% of truck crashes here, compared with 46.2% in Minnesota.
The busiest hour is 9–10 am, with 8.5% of truck crashes.
Road surface: 34.0% of truck crashes were on snow, slush or ice (Minnesota: 25.6%).
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 55320 is I-94, with 5 fatal large-truck crashes since 2015. It is followed by CR-136 (1), CR-75 (1) and I-Isth 94 (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 21 crashes, 2.0% of the total, against 2.8% across Minnesota.
Their busiest month is June, with 14% of garbage-truck crashes.
Deaths per 100 garbage-truck crashes: 0.0, vs 3.0 for all truck crashes.
Route planning tips for ZIP 55320 fleets
- Plan December schedules with more margin; it is the worst month for truck crashes in Stearns County.
- Where you can, review stops along I-94; it has the most fatal large-truck crashes nearby.
- Waste haulers: June is the peak month for garbage-truck crashes in Stearns County.
- With 34.0% of truck crashes on snow, slush or ice (above Minnesota), plan winter equipment checks early.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Crash counts come from the FMCSA crash file (police-reported crashes involving trucks over 10,000 lb); fatal-crash locations come from NHTSA FARS. Text on this page states only what these numbers show.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Stearns County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-94 | 5 |
| CR-136 | 1 |
| CR-75 | 1 |
| I-Isth 94 | 1 |
| SR-15 | 1 |
| SR-24 | 1 |
| US-10 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Stearns County) |
|---|---|
| Isth 94 | 415 |
| Mnth 23 | 68 |
| Mnth 15 | 44 |
| Division St | 33 |
| Csah 75 | 26 |
| Hwy | 18 |
| Usth 71 | 16 |
| Csah 2 | 15 |
ZIP 55320 at a glance
| Population | 5,998 |
| Density | 48 per sq mi |
| Median household income | $113,973 |
| Median home value | $356,389 |
| Home ownership | 84% |
Waste facilities and haulers nearby
Historical data: truck crashes in Stearns County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 18 | — | 2.6 |
| 2000s | 71 | +284% | 2.2 |
| 2010s | 88 | +25% | 1.9 |
| 2020s | 93 | +5% | 3.0 |
From the 1990s to the 2020s, yearly reported truck crashes went from 18 to 93. Some of the change may reflect how crashes were reported. NHTSA counts 1.8 fatal large-truck crashes a year in 2016–19 and 3.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 55320
How many truck accidents are there in ZIP 55320?
1,072 truck crashes have been reported in Stearns County since 2015, with 30 deaths and 349 injuries.
What is the most dangerous road for trucks in ZIP 55320?
Since 2015, I-94 has had the most fatal large-truck crashes within 10 miles of ZIP 55320: 5.
What is the worst month for truck crashes in ZIP 55320?
December has the most truck crashes in Stearns County, 11.4% of the yearly total.
How many garbage truck accidents happen in ZIP 55320?
Garbage trucks were involved in 21 reported crashes in Stearns County since 2015 (2.0% of truck crashes).
How does ZIP 55320 compare with Minnesota for truck crashes?
Stearns County records 56.2 truck crashes per 100,000 residents a year, against 39.0 across Minnesota.
What is the best way to plan truck routes in ZIP 55320?
The free Route Planner takes your stops and returns a route risk score, safer alternatives and low-bridge warnings.
2026 is a partial year. Updated October 2026.