ZIP 49795 (Vanderbilt, MI) truck route planning & crash data
Plan safer truck routes around ZIP 49795: commercial truck and garbage truck crashes here and in Otsego County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
7 of 179 truck crashes since 2015.
Deadliest roads
How Otsego County compares with Michigan
Otsego County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Otsego County stands out
Full comparison
| Measure (2015–2025) | Otsego County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 57.5 | 52.4 | 49.7 | 1.1× the state |
| Deaths per 100 crashes | 3.0 | 2.1 | 3.4 | 1.4× the state |
| Injuries per crash | 0.22 | 0.30 | 0.49 | 27% below the state |
| Garbage-truck share | 4.2% | 3.2% | 2.3% | 1.3× the state |
| On snow, slush or ice | 45.5% | 17.7% | 6.2% | 2.6× the state |
| Morning rush (6–10 am) | 26.1% | 25.5% | 23.7% | same |
| In rain, sleet or snow | 33.9% | 21.9% | 13.8% | 1.5× the state |
| Winter months (Nov–Mar) | 60.0% | 44.4% | 41.9% | 1.4× the state |
| After dark | 15.8% | 20.7% | 24.8% | 24% below the state |
Otsego County has lower values than Michigan for injuries per crash and after dark. It runs above Michigan on crashes per 100k residents / yr, deaths per 100 crashes and garbage-truck share.
The headline for Otsego County: 45.5% share of truck crashes on snow, slush or ice (Michigan: 17.7%).
Overview
Since 2015, 179 crashes involving commercial trucks have been reported in Otsego County. They injured 39 people and killed 5.
That averages about one truck crash every 24 days in fully reported years.
When crashes happen
The worst month is February with 17.9% of truck crashes; the quietest is October at 3.9%.
The five winter months (November to March) hold 60.0% of truck crashes, against 44.4% across Michigan.
By time of day, 11 am–12 pm stands out with 12.8% of truck crashes.
Snow, slush or ice was on the road in 45.5% of truck crashes, compared with 17.7% in Michigan.
Where crashes happen
Fatal large-truck crashes within 10 miles of ZIP 49795 since 2015 were spread across roads: CR-THUMB Lake (1).
Garbage & waste trucks
Garbage and refuse trucks were involved in 7 crashes, 3.9% of the total, against 3.2% across Michigan.
Route planning tips for ZIP 49795 fleets
- Review driver schedules for February, the month with the most truck crashes.
- 45.5% of truck crashes were on snow, slush or ice, above Michigan; plan winter equipment checks before the season.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Otsego County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| CR-THUMB Lake | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Otsego County) |
|---|---|
| I-75 | 35 |
| Main | 16 |
| Old 27 | 10 |
| Otsego | 9 |
| Alba | 5 |
| Mancelona | 5 |
| Mccoy | 5 |
| Townline | 4 |
ZIP 49795 at a glance
| Population | 1,884 |
| Density | 5 per sq mi |
| Median household income | $57,019 |
| Median home value | $168,623 |
| Home ownership | 76% |
Waste facilities and haulers nearby
Historical data: truck crashes in Otsego County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 13 | — | 0.8 |
| 2000s | 12 | -7% | 0.5 |
| 2010s | 12 | -5% | 0.7 |
| 2020s | 14 | +25% | 0.0 |
In the 1990s about 13 truck crashes a year were reported; in the 2020s, about 14. Reporting coverage also changed between these periods. Fatal crashes involving a large truck averaged 0.5 a year in 2016–19 and 0.0 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 49795
How many truck crashes happen in ZIP 49795?
Since 2015, 179 crashes involving commercial trucks were reported in Otsego County (39 injured, 5 killed).
What is the worst month for truck crashes in ZIP 49795?
February has the most truck crashes in Otsego County, 17.9% of the yearly total.
Are garbage truck crashes common in ZIP 49795?
Since 2015, Otsego County has reported 7 garbage-truck crashes, or 3.9% of its truck crashes.
How does ZIP 49795 compare with Michigan for truck crashes?
Otsego County records 57.5 truck crashes per 100,000 residents a year, against 52.4 across Michigan.
How can I plan a safer truck route in ZIP 49795?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.