ZIP 49078 (Otsego, MI) truck route planning & crash data
Plan safer truck routes around ZIP 49078: commercial truck and garbage truck crashes here and in Allegan County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
21 of 1,398 truck crashes since 2015.
Deadliest roads
How Allegan County compares with Michigan
Allegan County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Allegan County stands out
Full comparison
| Measure (2015–2025) | Allegan County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 93.9 | 52.4 | 49.7 | 1.8× the state |
| Deaths per 100 crashes | 1.6 | 2.1 | 3.4 | 24% below the state |
| Injuries per crash | 0.25 | 0.30 | 0.49 | 17% below the state |
| Garbage-truck share | 1.5% | 3.2% | 2.3% | 53% below the state |
| On snow, slush or ice | 32.6% | 17.7% | 6.2% | 1.8× the state |
| Morning rush (6–10 am) | 22.6% | 25.5% | 23.7% | 11% below the state |
| In rain, sleet or snow | 31.3% | 21.9% | 13.8% | 1.4× the state |
| Winter months (Nov–Mar) | 54.0% | 44.4% | 41.9% | 1.2× the state |
| After dark | 23.2% | 20.7% | 24.8% | 1.1× the state |
Compared with Michigan, Allegan County is lower on deaths per 100 crashes, injuries per crash and garbage-truck share. It stands out for higher crashes per 100k residents / yr, on snow, slush or ice and in rain, sleet or snow.
What stands out in Allegan County: January worst month: 20.3% of truck crashes, vs 8.3% in an average month.
Overview
Since 2015, 1,398 crashes involving commercial trucks have been reported in Allegan County. They injured 344 people and killed 24.
Across the years with complete reporting, that is roughly one truck crash every 3 days.
When crashes happen
The worst month is January with 20.3% of truck crashes; the quietest is April at 4.4%.
The five winter months (November to March) hold 54.0% of truck crashes, against 44.4% across Michigan.
The busiest hour is 10–11 am, with 8.7% of truck crashes.
32.6% of truck crashes here happened on snow, slush or ice, against 17.7% across Michigan.
Where crashes happen
SR-40 leads within 10 miles of ZIP 49078 with 2 fatal crashes involving a large truck since 2015. After it: CR-10TH St (1), E B Ave (1) and SR-89 (1).
Garbage & waste trucks
Garbage trucks account for 21 of the truck crashes here, or 1.5%, compared with 3.2% in Michigan.
The most garbage-truck crashes happen in March (14%).
Route planning tips for ZIP 49078 fleets
- Review driver schedules for January, the month with the most truck crashes.
- Check whether your routes use SR-40, the road with the most fatal truck crashes in this area.
- Garbage-truck crashes here peak in March; review collection routes for that month.
- 32.6% of truck crashes were on snow, slush or ice, above Michigan; plan winter equipment checks before the season.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Allegan County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-40 | 2 |
| CR-10TH St | 1 |
| E B Ave | 1 |
| SR-89 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Allegan County) |
|---|---|
| I-196 | 174 |
| US-131 | 120 |
| N Us 131 | 84 |
| S Us 131 | 71 |
| 142Nd | 38 |
| Lincoln | 26 |
| Allegan | 22 |
| 48Th | 21 |
ZIP 49078 at a glance
| Population | 10,018 |
| Density | 78 per sq mi |
| Median household income | $77,778 |
| Median home value | $198,826 |
| Home ownership | 82% |
Waste facilities and haulers nearby
Historical data: truck crashes in Allegan County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 56 | — | 2.5 |
| 2000s | 59 | +6% | 2.7 |
| 2010s | 80 | +35% | 1.3 |
| 2020s | 122 | +52% | 2.2 |
Reported truck crashes averaged 56 a year in the 1990s and 122 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. Fatal crashes involving a large truck averaged 1.8 a year in 2016–19 and 2.2 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 49078
How many truck accidents are there in ZIP 49078?
Since 2015, 1,398 crashes involving commercial trucks were reported in Allegan County (344 injured, 24 killed).
Which road has the most fatal truck crashes in ZIP 49078?
SR-40 had 2 fatal crashes involving a large truck within 10 miles of ZIP 49078 since 2015, more than any other road.
When do most truck crashes happen in ZIP 49078?
The worst month is January: 20.3% of truck crashes in Allegan County happen then.
How many garbage truck accidents happen in ZIP 49078?
Since 2015, Allegan County has reported 21 garbage-truck crashes, or 1.5% of its truck crashes.
How does ZIP 49078 compare with Michigan for truck crashes?
The yearly rate is 93.9 truck crashes per 100,000 residents in Allegan County, vs 52.4 for Michigan.
What is the best way to plan truck routes in ZIP 49078?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.