ZIP 48632 (Lake, MI) truck route planning & crash data
Plan safer truck routes around ZIP 48632: commercial truck and garbage truck crashes here and in Clare County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
7 of 165 truck crashes since 2015.
Deadliest roads
How Clare County compares with Michigan
Clare County against Michigan and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Clare County stands out
Full comparison
| Measure (2015–2025) | Clare County | Michigan | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 44.9 | 52.4 | 49.7 | 14% below the state |
| Deaths per 100 crashes | 1.9 | 2.1 | 3.4 | 10% below the state |
| Injuries per crash | 0.30 | 0.30 | 0.49 | same |
| Garbage-truck share | 3.9% | 3.2% | 2.3% | 1.2× the state |
| On snow, slush or ice | 32.3% | 17.7% | 6.2% | 1.8× the state |
| Morning rush (6–10 am) | 21.3% | 25.5% | 23.7% | 16% below the state |
| In rain, sleet or snow | 23.2% | 21.9% | 13.8% | same |
| Winter months (Nov–Mar) | 52.3% | 44.4% | 41.9% | 1.2× the state |
| After dark | 19.4% | 20.7% | 24.8% | same |
Compared with Michigan, Clare County is lower on crashes per 100k residents / yr, deaths per 100 crashes and morning rush (6–10 am). It stands out for higher garbage-truck share, on snow, slush or ice and winter months (nov–mar).
Clare County at a glance: 32.3% of truck crashes happened on snow, slush or ice, vs 17.7% in Michigan.
Overview
Clare County has recorded 165 truck crashes since 2015, with 49 people injured and 6 killed.
Across the years with complete reporting, that is roughly one truck crash every 26 days.
When crashes happen
The worst month is January with 12.7% of truck crashes; the quietest is April at 4.2%.
Winter months (Nov–Mar) carry 52.3% of truck crashes, vs 44.4% for Michigan.
By time of day, 1–2 pm stands out with 12.7% of truck crashes.
32.3% of truck crashes here happened on snow, slush or ice, against 17.7% across Michigan.
Where crashes happen
Roads with fatal crashes involving a large truck within 10 miles of ZIP 48632 since 2015: CR-3 Mile Rd (1), Stevenson Lake Rd (1) and US-10 (1). No single road stands out.
Garbage & waste trucks
Garbage trucks account for 7 of the truck crashes here, or 4.2%, compared with 3.2% in Michigan.
Route planning tips for ZIP 48632 fleets
- Plan January schedules with more margin; it is the worst month for truck crashes in Clare County.
- With 32.3% of truck crashes on snow, slush or ice (above Michigan), plan winter equipment checks early.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Clare County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| CR-3 Mile Rd | 1 |
| Stevenson Lake Rd | 1 |
| US-10 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Clare County) |
|---|---|
| Cadillac | 19 |
| US-127 | 14 |
| Ludington | 11 |
| Clare | 10 |
| Gladwin | 7 |
| N Us 127 | 7 |
| Surrey | 7 |
| S Us 127 | 6 |
ZIP 48632 at a glance
| Population | 5,268 |
| Density | 16 per sq mi |
| Median household income | $57,036 |
| Median home value | $140,724 |
| Home ownership | 92% |
Waste facilities and haulers nearby
Historical data: truck crashes in Clare County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 10 | — | 0.8 |
| 2000s | 11 | +7% | 0.6 |
| 2010s | 8 | -24% | 0.0 |
| 2020s | 16 | +94% | 0.4 |
In the 1990s about 10 truck crashes a year were reported; in the 2020s, about 16. Reporting coverage also changed between these periods. NHTSA counts 0.0 fatal large-truck crashes a year in 2016–19 and 0.4 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 48632
How many truck accidents are there in ZIP 48632?
Clare County has had 165 reported truck crashes since 2015, injuring 49 people and killing 6.
What is the worst month for truck crashes in ZIP 48632?
Truck crashes in Clare County peak in January, with 12.7% of the year's crashes.
Are garbage truck crashes common in ZIP 48632?
Garbage trucks were involved in 7 reported crashes in Clare County since 2015 (4.2% of truck crashes).
What is the truck crash rate in ZIP 48632 compared with Michigan?
Per 100,000 residents, Clare County has 44.9 truck crashes a year; Michigan has 52.4.
What is the best way to plan truck routes in ZIP 48632?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.