ZIP 47460 (Spencer, IN) truck route planning & crash data
Plan safer truck routes around ZIP 47460: commercial truck and garbage truck crashes here and in Owen County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
7 of 102 truck crashes since 2015.
Deadliest roads
How Owen County compares with Indiana
Owen County against Indiana and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Owen County stands out
Full comparison
| Measure (2015–2025) | Owen County | Indiana | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 41.2 | 80.8 | 49.7 | 49% below the state |
| Deaths per 100 crashes | 4.0 | 2.9 | 3.4 | 1.4× the state |
| Injuries per crash | 0.55 | 0.36 | 0.49 | 1.5× the state |
| Garbage-truck share | 7.1% | 2.4% | 2.3% | 3.0× the state |
| On snow, slush or ice | 7.1% | 10.6% | 6.2% | 33% below the state |
| Morning rush (6–10 am) | 38.4% | 22.4% | 23.7% | 1.7× the state |
| In rain, sleet or snow | 14.1% | 17.4% | 13.8% | 19% below the state |
| Winter months (Nov–Mar) | 35.4% | 42.7% | 41.9% | 17% below the state |
| After dark | 31.3% | 32.0% | 24.8% | same |
Compared with Indiana, Owen County is lower on crashes per 100k residents / yr, on snow, slush or ice and in rain, sleet or snow. It stands out for higher deaths per 100 crashes, injuries per crash and garbage-truck share.
The headline for Owen County: 1 in 14 crashes involve a garbage truck (7 since 2015), vs 2.4% across Indiana.
Overview
Police reported 102 crashes involving commercial trucks in Owen County since 2015: 54 people were injured and 4 were killed.
In complete reporting years that works out to about one truck crash every 41 days.
When crashes happen
Truck crashes peak in August (18.6% of the year) and are lowest in July (3.9%).
Winter months (Nov–Mar) carry 35.4% of truck crashes, vs 42.7% for Indiana.
More truck crashes happen at 8–9 am than at any other hour (11.8%).
7.1% of truck crashes here happened on snow, slush or ice, against 10.6% across Indiana.
Where crashes happen
Roads with fatal crashes involving a large truck within 10 miles of ZIP 47460 since 2015: US-231 (3) and SR-46 (1). No single road stands out.
Garbage & waste trucks
7 crashes involved a garbage or refuse truck, a 6.9% share (Indiana: 2.4%).
Route planning tips for ZIP 47460 fleets
- Build extra time into August routes: it has the most truck crashes here.
- Morning starts matter: 38.4% of truck crashes fall between 6 and 10 am, higher than Indiana.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Owen County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| US-231 | 3 |
| SR-46 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Owen County) |
|---|---|
| US-231N | 19 |
| US-231 | 15 |
| SR-46W | 5 |
| SR-46E | 5 |
| State Rd 46 | 3 |
| Porter Ridge | 3 |
| Beech Church | 2 |
| Morgan St | 2 |
ZIP 47460 at a glance
| Population | 11,006 |
| Density | 28 per sq mi |
| Median household income | $68,447 |
| Median home value | $193,166 |
| Home ownership | 81% |
Waste facilities and haulers nearby
Historical data: truck crashes in Owen County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 5 | — | 1.0 |
| 2000s | 12 | +161% | 0.7 |
| 2010s | 10 | -23% | 0.4 |
| 2020s | 9 | -9% | 0.4 |
In the 1990s about 5 truck crashes a year were reported; in the 2020s, about 9. Reporting coverage also changed between these periods. Fatal crashes involving a large truck averaged 0.2 a year in 2016–19 and 0.4 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 47460
How many truck crashes happen in ZIP 47460?
102 truck crashes have been reported in Owen County since 2015, with 4 deaths and 54 injuries.
When do most truck crashes happen in ZIP 47460?
Truck crashes in Owen County peak in August, with 18.6% of the year's crashes.
How many garbage truck crashes are there in ZIP 47460?
Since 2015, Owen County has reported 7 garbage-truck crashes, or 6.9% of its truck crashes.
How does ZIP 47460 compare with Indiana for truck crashes?
Per 100,000 residents, Owen County has 41.2 truck crashes a year; Indiana has 80.8.
What is the best way to plan truck routes in ZIP 47460?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.