ZIP 46038 (Fishers, IN) truck route planning & crash data
Plan safer truck routes around ZIP 46038: commercial truck and garbage truck crashes here and in Hamilton County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
0.0 deaths per 100 garbage-truck crashes vs 2.1 for all trucks.
Deadliest roads
How Hamilton County compares with Indiana
Hamilton County against Indiana and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Hamilton County stands out
Full comparison
| Measure (2015–2025) | Hamilton County | Indiana | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 33.6 | 80.8 | 49.7 | 58% below the state |
| Deaths per 100 crashes | 2.1 | 2.9 | 3.4 | 28% below the state |
| Injuries per crash | 0.32 | 0.36 | 0.49 | 11% below the state |
| Garbage-truck share | 2.6% | 2.4% | 2.3% | 1.1× the state |
| On snow, slush or ice | 5.4% | 10.6% | 6.2% | 49% below the state |
| Morning rush (6–10 am) | 25.6% | 22.4% | 23.7% | 1.1× the state |
| In rain, sleet or snow | 12.3% | 17.4% | 13.8% | 29% below the state |
| Winter months (Nov–Mar) | 38.5% | 42.7% | 41.9% | 10% below the state |
| After dark | 25.4% | 32.0% | 24.8% | 21% below the state |
Compared with Indiana, Hamilton County is lower on crashes per 100k residents / yr, deaths per 100 crashes and injuries per crash. It runs above Indiana on garbage-truck share and morning rush (6–10 am).
The headline for ZIP 46038: I-69 most fatal truck crashes within 10 miles of ZIP 46038: 6 since 2015.
Overview
Hamilton County has recorded 1,496 truck crashes since 2015, with 473 people injured and 29 killed.
In complete reporting years that works out to about one truck crash every 3 days.
When crashes happen
Truck crashes peak in July (10.2% of the year) and are lowest in March (6.5%).
Winter months (Nov–Mar) carry 38.5% of truck crashes, vs 42.7% for Indiana.
The busiest hour is 8–9 am, with 8.6% of truck crashes.
Road surface: 5.4% of truck crashes were on snow, slush or ice (Indiana: 10.6%).
Where crashes happen
Within this area, I-69 had the most fatal crashes involving a large truck since 2015 (6). After it: I-465 (4), I-465E (2) and Campus Pkwy (1).
Garbage & waste trucks
Garbage trucks account for 39 of the truck crashes here, or 2.6%, compared with 2.4% in Indiana.
The most garbage-truck crashes happen in June (21%).
Deaths per 100 garbage-truck crashes: 0.0, vs 2.1 for all truck crashes.
Route planning tips for ZIP 46038 fleets
- Plan July schedules with more margin; it is the worst month for truck crashes in Hamilton County.
- Check whether your routes use I-69, the road with the most fatal truck crashes in this area.
- Waste haulers: June is the peak month for garbage-truck crashes in Hamilton County.
- Morning starts matter: 25.6% of truck crashes fall between 6 and 10 am, higher than Indiana.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Hamilton County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-69 | 6 |
| I-465 | 4 |
| I-465E | 2 |
| Campus Pkwy | 1 |
| Fallcreek Rd | 1 |
| I- 69 | 1 |
| I-69N | 1 |
| I-69S | 1 |
| Kessler Boulevard Dr | 1 |
| Keystone | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Hamilton County) |
|---|---|
| I-69 | 104 |
| US-31 | 102 |
| I-69S | 97 |
| I-69N | 80 |
| SR-37 | 46 |
| US-31S | 46 |
| SR-32 | 45 |
| US-31N | 37 |
ZIP 46038 at a glance
| Population | 43,754 |
| Density | 1,089 per sq mi |
| Median household income | $106,886 |
| Median home value | $333,265 |
| Home ownership | 70% |
Waste facilities and haulers nearby
Historical data: truck crashes in Hamilton County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 45 | — | 3.1 |
| 2000s | 107 | +136% | 2.3 |
| 2010s | 117 | +10% | 1.4 |
| 2020s | 122 | +4% | 2.4 |
Reported truck crashes averaged 45 a year in the 1990s and 122 a year in the 2020s. Reporting practices changed over time, so part of any change can come from reporting. NHTSA counts 1.5 fatal large-truck crashes a year in 2016–19 and 2.4 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 46038
How many truck crashes happen in ZIP 46038?
Hamilton County has had 1,496 reported truck crashes since 2015, injuring 473 people and killing 29.
Where do fatal truck crashes happen most in ZIP 46038?
Since 2015, I-69 has had the most fatal large-truck crashes within 10 miles of ZIP 46038: 6.
When do most truck crashes happen in ZIP 46038?
The worst month is July: 10.2% of truck crashes in Hamilton County happen then.
Are garbage truck crashes common in ZIP 46038?
Since 2015, Hamilton County has reported 39 garbage-truck crashes, or 2.6% of its truck crashes.
What is the truck crash rate in ZIP 46038 compared with Indiana?
The yearly rate is 33.6 truck crashes per 100,000 residents in Hamilton County, vs 80.8 for Indiana.
How can I plan a safer truck route in ZIP 46038?
Paste your stops into the free CurbWaste Route Planner: it scores your route against fatal-crash locations, suggests safer alternatives and flags low bridges.
2026 is a partial year. Updated October 2026.