ZIP 41095 (Warsaw, KY) truck route planning & crash data
Plan safer truck routes around ZIP 41095: commercial truck and garbage truck crashes here and in Gallatin County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
1 of 391 truck crashes since 2015.
Deadliest roads
How Gallatin County compares with Kentucky
Gallatin County against Kentucky and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Gallatin County stands out
Full comparison
| Measure (2015–2025) | Gallatin County | Kentucky | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 382.0 | 68.4 | 49.7 | 5.6× the state |
| Deaths per 100 crashes | 2.4 | 3.5 | 3.4 | 31% below the state |
| Injuries per crash | 0.36 | 0.46 | 0.49 | 22% below the state |
| Garbage-truck share | 0.3% | 2.6% | 2.3% | 90% below the state |
| On snow, slush or ice | 10.3% | 5.0% | 6.2% | 2.1× the state |
| Morning rush (6–10 am) | 18.6% | 22.9% | 23.7% | 19% below the state |
| In rain, sleet or snow | 27.6% | 17.5% | 13.8% | 1.6× the state |
| Winter months (Nov–Mar) | 42.2% | 41.0% | 41.9% | same |
| After dark | 34.3% | 24.4% | 24.8% | 1.4× the state |
Compared with Kentucky, Gallatin County is lower on deaths per 100 crashes, injuries per crash and garbage-truck share. Where it is higher: crashes per 100k residents / yr, on snow, slush or ice and in rain, sleet or snow.
Gallatin County at a glance: 10.3% on snowy, slushy or icy roads, against 5.0% across Kentucky.
Overview
Police reported 391 crashes involving commercial trucks in Gallatin County since 2015: 140 people were injured and 9 were killed.
Across the years with complete reporting, that is roughly one truck crash every 11 days.
When crashes happen
The worst month is August with 9.5% of truck crashes; the quietest is December at 6.9%.
The five winter months (November to March) hold 42.2% of truck crashes, against 41.0% across Kentucky.
By time of day, 3–4 pm stands out with 8.4% of truck crashes.
10.3% of truck crashes here happened on snow, slush or ice, against 5.0% across Kentucky.
Where crashes happen
Since 2015, fatal crashes with a large truck within 10 miles of ZIP 41095 happened on I-71 (3), US-42 (3), I-75 (2) and I-71N (1); no road leads clearly.
Garbage & waste trucks
Garbage and refuse trucks were involved in 1 crash, 0.3% of the total, against 2.6% across Kentucky.
Route planning tips for ZIP 41095 fleets
- Review driver schedules for August, the month with the most truck crashes.
- 10.3% of truck crashes were on snow, slush or ice, above Kentucky; plan winter equipment checks before the season.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Gallatin County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| I-71 | 3 |
| US-42 | 3 |
| I-75 | 2 |
| I-71N | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Gallatin County) |
|---|---|
| I-0071 | 290 |
| US-0042 | 32 |
| Ky1039 | 22 |
| US-0127 | 6 |
| Loves Dr | 6 |
| Ky0035 | 5 |
| Ky0016 | 4 |
| Ky0467 | 4 |
ZIP 41095 at a glance
| Population | 4,106 |
| Density | 57 per sq mi |
| Median household income | $66,905 |
| Median home value | $180,118 |
| Home ownership | 60% |
Waste facilities and haulers nearby
Historical data: truck crashes in Gallatin County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 14 | — | 0.2 |
| 2000s | 23 | +64% | 1.0 |
| 2010s | 36 | +53% | 0.9 |
| 2020s | 35 | -2% | 0.4 |
From the 1990s to the 2020s, yearly reported truck crashes went from 14 to 35. Some of the change may reflect how crashes were reported. Fatal crashes involving a large truck averaged 0.8 a year in 2016–19 and 0.4 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 41095
How many truck accidents are there in ZIP 41095?
391 truck crashes have been reported in Gallatin County since 2015, with 9 deaths and 140 injuries.
When do most truck crashes happen in ZIP 41095?
August has the most truck crashes in Gallatin County, 9.5% of the yearly total.
Are garbage truck crashes common in ZIP 41095?
1 crash involving garbage or refuse trucks have been reported in Gallatin County since 2015, 0.3% of all truck crashes.
What is the truck crash rate in ZIP 41095 compared with Kentucky?
Gallatin County records 382.0 truck crashes per 100,000 residents a year, against 68.4 across Kentucky.
How can I plan a safer truck route in ZIP 41095?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.