ZIP 37840 (Oliver Springs, TN) truck route planning & crash data
Plan safer truck routes around ZIP 37840: commercial truck and garbage truck crashes here and in Morgan County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
2 of 62 truck crashes since 2015.
Deadliest roads
How Morgan County compares with Tennessee
Morgan County against Tennessee and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Morgan County stands out
Full comparison
| Measure (2015–2025) | Morgan County | Tennessee | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 22.4 | 60.1 | 49.7 | 63% below the state |
| Deaths per 100 crashes | 7.4 | 3.9 | 3.4 | 1.9× the state |
| Injuries per crash | 0.39 | 0.48 | 0.49 | 19% below the state |
| Garbage-truck share | 3.7% | 1.9% | 2.3% | 1.9× the state |
| On snow, slush or ice | 3.7% | 2.3% | 6.2% | 1.6× the state |
| Morning rush (6–10 am) | 18.5% | 21.8% | 23.7% | 15% below the state |
| In rain, sleet or snow | 13.0% | 14.9% | 13.8% | 13% below the state |
| Winter months (Nov–Mar) | 33.3% | 40.5% | 41.9% | 18% below the state |
| After dark | 14.8% | 25.9% | 24.8% | 43% below the state |
Morgan County sits below Tennessee on crashes per 100k residents / yr, injuries per crash and morning rush (6–10 am). It stands out for higher deaths per 100 crashes, garbage-truck share and on snow, slush or ice.
The headline for Morgan County: 1 in 27 of truck crashes here involve garbage trucks: 3.7%, vs 1.9% in Tennessee.
Overview
Police reported 62 crashes involving commercial trucks in Morgan County since 2015: 23 people were injured and 4 were killed.
That averages about one truck crash every 74 days in fully reported years.
When crashes happen
May has the most truck crashes, 12.9% of the yearly total, while January has the fewest (3.2%).
Winter months (Nov–Mar) carry 33.3% of truck crashes, vs 40.5% for Tennessee.
By time of day, 11 am–12 pm stands out with 14.5% of truck crashes.
3.7% of truck crashes here happened on snow, slush or ice, against 2.3% across Tennessee.
Where crashes happen
Roads with fatal crashes involving a large truck within 10 miles of ZIP 37840 since 2015: SR-61 (2) and SR-62 (2). No single road stands out.
Garbage & waste trucks
2 crashes involved a garbage or refuse truck, a 3.2% share (Tennessee: 1.9%).
Route planning tips for ZIP 37840 fleets
- Build extra time into May routes: it has the most truck crashes here.
- Icy and snowy roads show up in 3.7% of truck crashes here, more than Tennessee; schedule winter checks early.
- Use the free Route Planner to score your route and spot low bridges before drivers head out.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Morgan County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-61 | 2 |
| SR-62 | 2 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Morgan County) |
|---|---|
| Morgan Co Hwy | 18 |
| Knoxville Hwy | 9 |
| Nashville Hwy | 5 |
| Deer Lodge Hwy | 4 |
| Morgan County Hwy | 4 |
| Montgomery Rd | 2 |
| Old Harriman Hwy | 2 |
| SR-62 | 2 |
ZIP 37840 at a glance
| Population | 10,004 |
| Density | 48 per sq mi |
| Median household income | $75,881 |
| Median home value | $203,687 |
| Home ownership | 80% |
Waste facilities and haulers nearby
Historical data: truck crashes in Morgan County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 4 | — | 0.2 |
| 2000s | 6 | +44% | 0.2 |
| 2010s | 5 | -17% | 0.1 |
| 2020s | 5 | -1% | 0.8 |
In the 1990s about 4 truck crashes a year were reported; in the 2020s, about 5. Reporting coverage also changed between these periods. NHTSA counts 0.0 fatal large-truck crashes a year in 2016–19 and 0.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 37840
How common are truck crashes in ZIP 37840?
Morgan County has had 62 reported truck crashes since 2015, injuring 23 people and killing 4.
When do most truck crashes happen in ZIP 37840?
Truck crashes in Morgan County peak in May, with 12.9% of the year's crashes.
How many garbage truck accidents happen in ZIP 37840?
Since 2015, Morgan County has reported 2 garbage-truck crashes, or 3.2% of its truck crashes.
How does ZIP 37840 compare with Tennessee for truck crashes?
The yearly rate is 22.4 truck crashes per 100,000 residents in Morgan County, vs 60.1 for Tennessee.
How do I plan a garbage truck route in ZIP 37840?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.