ZIP 21048 (Finksburg, MD) truck route planning & crash data
Plan safer truck routes around ZIP 21048: commercial truck and garbage truck crashes here and in Carroll County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
2.4 deaths per 100 garbage-truck crashes vs 3.4 for all trucks.
Deadliest roads
How Carroll County compares with Maryland
Carroll County against Maryland and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Carroll County stands out
Full comparison
| Measure (2015–2025) | Carroll County | Maryland | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 40.2 | 49.3 | 49.7 | 18% below the state |
| Deaths per 100 crashes | 3.4 | 2.2 | 3.4 | 1.5× the state |
| Injuries per crash | 0.42 | 0.53 | 0.49 | 21% below the state |
| Garbage-truck share | 5.2% | 3.1% | 2.3% | 1.7× the state |
| On snow, slush or ice | 2.5% | 2.4% | 6.2% | same |
| Morning rush (6–10 am) | 28.4% | 24.7% | 23.7% | 1.2× the state |
| In rain, sleet or snow | 13.9% | 13.8% | 13.8% | same |
| Winter months (Nov–Mar) | 39.4% | 40.4% | 41.9% | same |
| After dark | 18.0% | 25.2% | 24.8% | 29% below the state |
Compared with Maryland, Carroll County is lower on crashes per 100k residents / yr, injuries per crash and after dark. It stands out for higher deaths per 100 crashes, garbage-truck share and morning rush (6–10 am).
Carroll County at a glance: 1 in 19 garbage-truck share of crashes is 5.2%, against 3.1% for Maryland.
Overview
Since 2015, 833 crashes involving commercial trucks have been reported in Carroll County. They injured 360 people and killed 27.
In complete reporting years that works out to about one truck crash every 5 days.
When crashes happen
Truck crashes peak in October (10.6% of the year) and are lowest in March (7.1%).
The five winter months (November to March) hold 39.4% of truck crashes, against 40.4% across Maryland.
More truck crashes happen at 9–10 am than at any other hour (8.3%).
2.5% of truck crashes here happened on snow, slush or ice, against 2.4% across Maryland.
Where crashes happen
The deadliest road for trucks within 10 miles of ZIP 21048 is SR-140, with 5 fatal large-truck crashes since 2015. After it: SR-27 (4), SR-30 (4) and SR-32 (3).
Garbage & waste trucks
44 crashes involved a garbage or refuse truck, a 5.3% share (Maryland: 3.1%).
Their busiest month is November, with 20% of garbage-truck crashes.
They recorded 2.4 deaths per 100 crashes, against 3.4 for all trucks.
Route planning tips for ZIP 21048 fleets
- Build extra time into October routes: it has the most truck crashes here.
- Where you can, review stops along SR-140; it has the most fatal large-truck crashes nearby.
- Waste haulers: November is the peak month for garbage-truck crashes in Carroll County.
- The morning rush (6–10 am) holds 28.4% of truck crashes here, more than Maryland; adjust start times where you can.
- Paste your stops into the free Route Planner to see the risk score, safer alternatives and low bridges.
About the data
Sources: the FMCSA crash file for all reported truck crashes and NHTSA FARS for fatal crashes with a large truck. Every statement here comes straight from those numbers.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Carroll County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-140 | 5 |
| SR-27 | 4 |
| SR-30 | 4 |
| SR-32 | 3 |
| SR-26 | 2 |
| CR-142 | 1 |
| CR-175 | 1 |
| CR-2254 | 1 |
| CR-443 | 1 |
| CR-515 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Carroll County) |
|---|---|
| Baltimore Blvd | 113 |
| Ridge Rd | 65 |
| Liberty Rd | 56 |
| Littlestown Pike | 43 |
| Sykesville Rd | 33 |
| Hanover Pike | 30 |
| Francis Scott Key Hwy | 15 |
| Balto National Pike | 15 |
ZIP 21048 at a glance
| Population | 10,481 |
| Density | 148 per sq mi |
| Median household income | $131,921 |
| Median home value | $462,709 |
| Home ownership | 98% |
Waste facilities and haulers nearby
Historical data: truck crashes in Carroll County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 34 | — | 2.3 |
| 2000s | 50 | +44% | 2.5 |
| 2010s | 57 | +15% | 2.0 |
| 2020s | 75 | +32% | 2.2 |
In the 1990s about 34 truck crashes a year were reported; in the 2020s, about 75. Reporting coverage also changed between these periods. Fatal large-truck crashes: 2.8 a year in 2016–19, 2.2 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 21048
How many truck crashes happen in ZIP 21048?
Since 2015, 833 crashes involving commercial trucks were reported in Carroll County (360 injured, 27 killed).
What is the most dangerous road for trucks in ZIP 21048?
NHTSA data shows SR-140 with 5 fatal large-truck crashes within 10 miles of ZIP 21048 since 2015, the highest of any road.
What is the worst month for truck crashes in ZIP 21048?
October has the most truck crashes in Carroll County, 10.6% of the yearly total.
Are garbage truck crashes common in ZIP 21048?
Garbage trucks were involved in 44 reported crashes in Carroll County since 2015 (5.3% of truck crashes).
How do truck crashes in ZIP 21048 compare with Maryland?
Per 100,000 residents, Carroll County has 40.2 truck crashes a year; Maryland has 49.3.
How can I plan a safer truck route in ZIP 21048?
The free Route Planner takes your stops and returns a route risk score, safer alternatives and low-bridge warnings.
2026 is a partial year. Updated October 2026.