ZIP 03249 (Gilford, NH) truck route planning & crash data
Plan safer truck routes around ZIP 03249: commercial truck and garbage truck crashes here and in Belknap County, dangerous roads, seasonality and route safety data for fleets.
Where fatal truck crashes happened
Risk scorecard
Key findings
Snapshot
Crashes by month
Garbage trucks vs all trucks
11 of 211 truck crashes since 2015.
Deadliest roads
How Belknap County compares with New Hampshire
Belknap County against New Hampshire and the US, 2015–2025 (years with complete crash reporting). Per-resident rates make big and small places comparable.
Where Belknap County stands out
Full comparison
| Measure (2015–2025) | Belknap County | New Hampshire | United States | vs state |
|---|---|---|---|---|
| Crashes per 100k residents / yr | 28.6 | 30.4 | 49.7 | same |
| Deaths per 100 crashes | 3.9 | 2.6 | 3.4 | 1.5× the state |
| Injuries per crash | 0.37 | 0.39 | 0.49 | same |
| Garbage-truck share | 5.4% | 4.2% | 2.3% | 1.3× the state |
| On snow, slush or ice | 27.8% | 20.2% | 6.2% | 1.4× the state |
| Morning rush (6–10 am) | 31.7% | 29.3% | 23.7% | 1.1× the state |
| In rain, sleet or snow | 21.5% | 22.8% | 13.8% | same |
| Winter months (Nov–Mar) | 48.8% | 47.6% | 41.9% | same |
| After dark | 11.7% | 16.3% | 24.8% | 28% below the state |
Belknap County sits below New Hampshire on after dark. Where it is higher: deaths per 100 crashes, garbage-truck share and on snow, slush or ice.
What stands out in Belknap County: December the month with the most truck crashes: 13.7% of the year's total.
Overview
Since 2015, 211 crashes involving commercial trucks have been reported in Belknap County. They injured 82 people and killed 8.
Across the years with complete reporting, that is roughly one truck crash every 20 days.
When crashes happen
The worst month is December with 13.7% of truck crashes; the quietest is April at 3.8%.
November through March accounts for 48.8% of truck crashes here, compared with 47.6% in New Hampshire.
More truck crashes happen at 7–8 am than at any other hour (11.8%).
27.8% of truck crashes here happened on snow, slush or ice, against 20.2% across New Hampshire.
Where crashes happen
Since 2015, fatal crashes with a large truck within 10 miles of ZIP 03249 happened on SR-106 (2), SR-11A (2), SR-109 (1), SR-11 (1) and US-3 (1); no road leads clearly.
Garbage & waste trucks
11 crashes involved a garbage or refuse truck, a 5.2% share (New Hampshire: 4.2%).
Route planning tips for ZIP 03249 fleets
- Plan December schedules with more margin; it is the worst month for truck crashes in Belknap County.
- 31.7% of truck crashes happen between 6 and 10 am, above New Hampshire; consider earlier or later starts where possible.
- 27.8% of truck crashes were on snow, slush or ice, above New Hampshire; plan winter equipment checks before the season.
- Check your own stops for crash hotspots and low bridges with the free Route Planner.
About the data
This report uses the FMCSA crash file (reported crashes of trucks over 10,000 lb) and NHTSA FARS (fatal crashes). It reports the numbers without guessing at reasons.
Truck crashes by year: all trucks vs garbage trucks
Seasonality: when trucks crash in Belknap County
By hour of day
Most dangerous roads for trucks
| Road | Fatal truck crashes since 2015 (within 10 miles) |
|---|---|
| SR-106 | 2 |
| SR-11A | 2 |
| SR-109 | 1 |
| SR-11 | 1 |
| US-3 | 1 |
Roads named most in all truck crash reports
| Road | Truck crashes since 2015 (Belknap County) |
|---|---|
| Laconia Rd | 8 |
| SR-104 | 3 |
| Gilford Ave & Gunstock Hill Rd | 2 |
| I 93 Mm 70.6 | 2 |
| Intersection Of Route 104 & I-93N | 2 |
| Intersection Of Route 3 And Route 25B | 2 |
| Laconia Rd @ 5 Tilton Rd | 2 |
| Miles S Of 93 N & 23 | 2 |
ZIP 03249 at a glance
| Population | 7,830 |
| Density | 78 per sq mi |
| Median household income | $116,635 |
| Median home value | $475,104 |
| Home ownership | 93% |
Waste facilities and haulers nearby
Historical data: truck crashes in Belknap County since the 1990s
Combines the FMCSA crash file (all reported truck crashes, real coverage from about 1990) with NHTSA FARS (fatal crashes involving a large truck, 1982–2024).
| Decade | Truck crashes / yr | Change | Fatal crashes / yr (FARS) |
|---|---|---|---|
| 1990s | 11 | — | 0.1 |
| 2000s | 18 | +67% | 0.8 |
| 2010s | 18 | -1% | 0.5 |
| 2020s | 18 | +3% | 0.8 |
From the 1990s to the 2020s, yearly reported truck crashes went from 11 to 18. Some of the change may reflect how crashes were reported. Fatal crashes involving a large truck averaged 1.0 a year in 2016–19 and 0.8 a year in 2020–24.
Nearby ZIP codes
Questions fleets ask about ZIP 03249
How many truck accidents are there in ZIP 03249?
Since 2015, 211 crashes involving commercial trucks were reported in Belknap County (82 injured, 8 killed).
When do most truck crashes happen in ZIP 03249?
Truck crashes in Belknap County peak in December, with 13.7% of the year's crashes.
How many garbage truck accidents happen in ZIP 03249?
Garbage trucks were involved in 11 reported crashes in Belknap County since 2015 (5.2% of truck crashes).
How do truck crashes in ZIP 03249 compare with New Hampshire?
Belknap County records 28.6 truck crashes per 100,000 residents a year, against 30.4 across New Hampshire.
How can I plan a safer truck route in ZIP 03249?
Use the free Route Planner: enter your stops to get a risk score, safer alternatives and the low bridges on your route.
2026 is a partial year. Updated October 2026.